Frequently Asked Questions
What does granaries, corn stores and seedsmen wholesale insurance usually cover?
It can include premises, contents, stored grain or seed stock, silos, bins, machinery, public liability, employers' liability, product liability, goods in transit and business interruption cover.
Is this the same as farm insurance?
Not usually. This page is for wholesale storage, seed merchant and distribution operations. Farming, growing crops and wider agricultural activities should be reviewed separately.
Can deterioration, infestation or contamination be covered?
Cover depends on policy wording and underwriting. Insurers usually want details of moisture controls, drying, ventilation, pest management, testing, traceability and stock values.
Do seedsmen and grain merchants need product liability insurance?
Usually yes, especially if they clean, grade, treat, bag, label, blend, import or supply seed, grain, corn or agricultural inputs to customers.
Do wholesalers need goods in transit cover?
Usually yes if they move grain, seed or corn using own vehicles, bulk hauliers, couriers, pallet networks or farm delivery routes.
What information helps insurers quote?
Insurers usually want stock values, product types, premises details, silos or bins, dust controls, drying and ventilation, pest controls, machinery, delivery methods, turnover and claims history.