Frequently Asked Questions
What does toys and games wholesale insurance usually cover?
It can include premises, contents, warehouse stock, racking, forklifts, public liability, employers' liability, product liability, goods in transit and business interruption cover.
Are electrical and electronic toys covered?
They can be, subject to underwriting. Insurers usually want details of product types, battery storage, chargers, electrical safety, import arrangements, testing records and claims history.
Do toy wholesalers need product liability insurance?
Usually yes, especially if they import, brand, label, repackage or supply toys, games, electrical products or children's items into the UK market.
Can toy recall exposure be reviewed?
Yes. Recall exposure should be discussed where products are imported, own-label, supplied to major retailers or aimed at younger children, because traceability and batch records matter.
Do wholesalers need goods in transit cover?
Usually yes if they deliver toys, games, electronic products or customer orders using own vehicles, couriers, pallet networks or retail drops.
What information helps insurers quote?
Insurers usually want stock values, product mix, age ranges, battery and electronic product details, premises security, import or branding activity, delivery methods, turnover, customer sectors and claims history.