Frequently Asked Questions
What does electrical cables, components, lighting and electricians supplies wholesale insurance usually cover?
It can include premises, contents, warehouse stock, racking, forklifts, public liability, employers' liability, product liability, goods in transit and business interruption cover.
Do electrical wholesalers need product liability insurance?
Usually yes, especially where the business imports, brands, repacks or supplies electrical products that could allegedly cause fire, electric shock, injury or property damage.
Can copper cable theft be covered?
Potentially, subject to policy terms and underwriting. Insurers usually want details of stock values, access control, alarms, CCTV, locking arrangements and how cable is stored.
Do electricians supplies wholesalers need goods in transit cover?
Usually yes if they deliver cable, lighting, tools, accessories or customer orders using own vehicles, couriers, pallet networks or contractor site drops.
Is this different from electrical white goods wholesaling insurance?
Yes. This page focuses on cable, components, lighting and electricians supplies, while electrical white goods wholesaling focuses on appliances such as fridges, cookers, washing machines and similar goods.
What information helps insurers quote?
Insurers usually want stock values, product mix, import activity, premises details, security, fire protections, delivery methods, turnover, customer sectors, product liability controls and claims history.