Frequently Asked Questions
What does catering equipment wholesale insurance usually cover?
It can include premises, contents, warehouse stock, racking, forklifts, commercial kitchen equipment, public liability, employers' liability, product liability, goods in transit and business interruption cover.
Do catering equipment wholesalers need product liability insurance?
Usually yes, especially where supplied products involve heat, gas, electrics, refrigeration, food contact, contamination risk or commercial kitchen use.
Does this cover installation work?
Not automatically. This page is for wholesale and distribution operations. Positioning, connection, testing, gas work, electrical installation or servicing should be declared and reviewed separately.
Can refrigeration and cooking equipment stock be covered?
Potentially, subject to policy terms and underwriting. Insurers usually want details of stock values, storage methods, security, racking, handling controls and whether equipment is tested or modified.
Do catering equipment wholesalers need goods in transit cover?
Usually yes if they deliver commercial kitchen equipment using own vehicles, tail lifts, couriers, pallet networks, specialist carriers or site drops.
What information helps insurers quote?
Insurers usually want stock values, product types, premises details, fire and security protections, import or branding activity, delivery methods, any installation exposure, turnover, customer sectors and claims history.