Business Insights

Commercial insurance intelligence for UK business leaders

Practical, broker-authored guides, risk commentary, checklists and sector reports from Insure24, built to help businesses make better protection decisions before they need to claim.

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Latest business risk insight

Explore practical guidance on current commercial risks, renewal preparation and the cover questions UK businesses should review.

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Guides, commentary and checklists

Browse sector-specific checklists and guidance designed to help UK businesses prepare for renewal and discuss cover with a broker.

Downloadable guide

Commercial property insurance review guide

Practical guidance on reinstatement values, occupancy changes, fire and asbestos evidence, property owners liability, loss of rent and business interruption.

Retail risk

Clothing shop stock and seasonal retail checklist

Practical guidance on seasonal stock values, shoplifting, security conditions, online sales, business interruption and renewal evidence for UK clothing shops.

Hospitality risk

Guest house and B&B insurance renewal checklist

Practical guidance on fire-safety evidence, guest liability, staff, booking platforms, property sums insured and business interruption for UK guest houses and B&Bs.

Technology risk

Gaming studio insurance checklist

Practical guidance on professional indemnity, technology E&O, cyber, IP rights, platform dependency, VR demos, esports, launch milestones and renewal evidence.

Downloadable guide

Cyber insurance review checklist

Practical guidance on board ownership, supplier checks, incident response, data exposure, interruption scenarios and renewal evidence for UK SMEs.

Freight risk

Freight cargo theft and goods in transit checklist

Practical guidance on cargo theft, goods in transit, freight liability, route security, contracts, evidence files and insurance renewal checks for UK logistics businesses.

Hospitality risk

Pub stock, cellar and business interruption checklist

Practical guidance on cellar stock, spoilage, insured damage, interruption values, outdoor trading, cyber dependence and renewal evidence for UK pubs.

Retail crime

Grocer retail crime insurance checklist

Practical guidance on theft evidence, stock records, staff safety, security conditions, cash handling, business interruption and insurance renewal checks for UK grocers.

Accident prevention

Coffee shop accident prevention checklist

Practical guidance on slips, burns, allergens, staff safety, equipment, stock, interruption and insurance evidence for UK cafes and coffee shops.

Requirements checklist

Construction site insurance requirements checklist

Practical guidance on site insurance evidence, contract works, public liability, employers liability, plant, tools, subcontractors and professional indemnity triggers.

Supply chain review

Medical device supply chain risk review

Practical guidance on supplier dependency, recall, product liability, cyber, regulated interruption and renewal evidence for UK medical device manufacturers.

Business checklist

Professional indemnity review checklist

Practical guidance on AI use, cyber overlap, client contract limits, quality controls, claims-made cover and run-off considerations before renewal.

Industry guide

Contractor insurance review checklist

Practical guidance on public liability, employers liability, contract works, tools, plant, subcontractor evidence and contract requirements before renewal.

Business checklist

Manufacturing insurance review checklist

A practical checklist for manufacturers reviewing machinery, stock, product liability, business interruption, cyber, supply chain and contract exposures.

Risk reduction

Cyber risk questions every SME should ask

A board-level checklist for identifying data, systems, supplier and incident response weaknesses before discussing cyber insurance.

Read the cyber checklist
Business advice

Freight and cargo cover: where gaps appear

A plain-English guide to contractual liability, stock throughput, goods in transit and warehouse exposures for UK logistics businesses.

Explore freight insurance
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Guides and resources

Download practical checklists for risk reviews, renewal preparation and conversations with your broker or insurer.

Monthly guide

Commercial Property Insurance Review Guide

A downloadable guide covering reinstatement values, occupancy, fire and asbestos evidence, property owners liability, loss of rent and interruption.

Download PDF
Monthly guide

Cyber Insurance Review Checklist

A downloadable guide covering cyber governance, supplier dependency, MFA, backups, incident response, interruption and renewal evidence.

Download PDF
Checklist

Medical Device Supply Chain Insurance Checklist

A broker-preparation checklist covering critical suppliers, recall, interruption, cyber, stock, transit and change-control evidence.

Download PDF
Checklist

Professional Indemnity Renewal Checklist

A broker-preparation checklist covering AI use, cyber overlap, contract limits, quality controls, run-off and renewal evidence.

Download PDF
Monthly guide

Manufacturing Insurance Review Checklist

A downloadable checklist covering plant, stock, product liability, supply chain, business interruption, cyber and machinery risks.

Download PDF
Quarterly report

UK Manufacturing Risk Report 2026 Q4

A public-source report for manufacturers reviewing values, interruption, liability, cyber, product safety and supply-chain evidence.

Download PDF
Checklist

Contractor Insurance Checklist

A renewal-ready checklist for contractors reviewing public liability, employers liability, tools, plant and contract conditions.

Compare contractor insurance