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INSURANCE FOR AGRICULTURAL STORAGE FACILITIES
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BUILDINGS & STRUCTURES
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STORED CROPS & PRODUCE
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LIABILITY RISKS
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LOSS OF INCOME
Why Agricultural Storage Insurance Is Essential
Agricultural storage facilities face unique risks including fire, storm damage, theft, vermin contamination, machinery failure and liability exposures. Agricultural Storage Insurance protects barns, silos, grain stores and stored produce against these risks.
What Agricultural Storage Insurance Covers
- Barns, silos, grain stores and outbuildings
- Stored crops, grain and agricultural produce
- Fire, storm, flood and escape of water
- Theft, vandalism and malicious damage
- Business interruption and loss of income
Who Needs Agricultural Storage Insurance?
- Farms and agricultural businesses
- Grain and crop storage facilities
- Barns, sheds and silos
- Produce storage and distribution sites
- Landowners with agricultural buildings
FREQUENTLY ASKED QUESTIONS
+-What does agricultural storage insurance cover?
It covers agricultural storage buildings, silos, barns and stored crops or produce
against insured risks such as fire, storm, flood and theft.
+-Are stored crops and grain insured?
Yes. Stored crops, grain and produce can be insured, subject to declared values,
storage conditions and policy terms.
+-Does cover apply to unoccupied barns?
Yes. Specialist agricultural storage insurance can cover unoccupied or seasonally
used barns and storage buildings.
+-Is business interruption included?
Business interruption cover can protect loss of income if storage operations
are disrupted following insured damage.
+-Is agricultural storage insurance compulsory?
It is not legally required, but it is strongly recommended due to the high value
of stored crops and specialist buildings.
Related Covers
Agricultural storage insurance should be reviewed alongside buildings, fire/flood, business interruption and hazardous storage pages.