Agricultural Storage Insurance

Specialist insurance for farms, grain stores, barns, silos and agricultural storage facilities

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We compare quotes from leading insurers

  • Allianz insurance logo
  • Aviva insurance logo
  • QBE insurance logo
  • RSA insurance logo
  • Zurich insurance logo
  • NIG insurance logo

INSURANCE FOR AGRICULTURAL STORAGE FACILITIES

  • Insurance cover icon

    BUILDINGS & STRUCTURES

  • Liability protection icon

    STORED CROPS & PRODUCE

  • Business interruption icon

    LIABILITY RISKS

  • Cyber and equipment cover icon

    LOSS OF INCOME

Why Agricultural Storage Insurance Is Essential

Agricultural storage facilities face unique risks including fire, storm damage, theft, vermin contamination, machinery failure and liability exposures. Agricultural Storage Insurance protects barns, silos, grain stores and stored produce against these risks.

What Agricultural Storage Insurance Covers

  • Barns, silos, grain stores and outbuildings
  • Stored crops, grain and agricultural produce
  • Fire, storm, flood and escape of water
  • Theft, vandalism and malicious damage
  • Business interruption and loss of income
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Who Needs Agricultural Storage Insurance?

  • Farms and agricultural businesses
  • Grain and crop storage facilities
  • Barns, sheds and silos
  • Produce storage and distribution sites
  • Landowners with agricultural buildings

FREQUENTLY ASKED QUESTIONS

+-What does agricultural storage insurance cover?

It covers agricultural storage buildings, silos, barns and stored crops or produce against insured risks such as fire, storm, flood and theft.

+-Are stored crops and grain insured?

Yes. Stored crops, grain and produce can be insured, subject to declared values, storage conditions and policy terms.

+-Does cover apply to unoccupied barns?

Yes. Specialist agricultural storage insurance can cover unoccupied or seasonally used barns and storage buildings.

+-Is business interruption included?

Business interruption cover can protect loss of income if storage operations are disrupted following insured damage.

+-Is agricultural storage insurance compulsory?

It is not legally required, but it is strongly recommended due to the high value of stored crops and specialist buildings.

Related Covers

Agricultural storage insurance should be reviewed alongside buildings, fire/flood, business interruption and hazardous storage pages.

Agricultural Storage Core Cover

Risk & Liability

Related Specialist Storage

Storage facility insurance review points

Storage facility insurance works best when the policy reflects how the premises is used, what is stored, who controls access, and how quickly trading would recover after damage, theft or equipment failure.

For agricultural storage enquiries, the strongest quote presentation usually combines the immediate cover request with wider risk information, contract obligations and evidence of controls.

Risk details insurers check

  • Storage activity, tenant access, stock ownership and goods held in trust
  • Buildings, racking, handling equipment, refrigeration or specialist storage systems
  • Security, fire protection, flood exposure, housekeeping and incident history

Cover areas to compare

  • Buildings, contents, stock, customer goods and business interruption
  • Public liability, employers' liability and goods in transit where relevant
  • Equipment breakdown, theft, deterioration of stock and temporary closure extensions

Quote preparation

  • Prepare rebuild values, stock limits, equipment schedules and peak storage values
  • Separate customer-owned goods, own stock, vehicles and third-party contractor exposure
  • Share alarm, CCTV, fire-risk, maintenance and claims evidence before renewal