Frequently Asked Questions
What does granite and marble products wholesale insurance usually cover?
It can include premises, contents, warehouse or yard stock, stillages, forklifts, cranes, public liability, employers' liability, product liability, goods in transit and business interruption cover.
Can breakage of slabs and stone products be covered?
Cover depends on policy wording and underwriting. Insurers usually want details of stock values, storage methods, stillages, handling controls, delivery methods and prior breakage claims.
Do granite and marble wholesalers need product liability insurance?
Usually yes, especially if they import, brand, grade, alter, seal, cut, polish or supply stone products into construction, kitchen, bathroom or retail supply chains.
Does this cover cutting, fabrication or installation?
No. This page is for wholesale and distribution operations. Stone cutting, fabrication, masonry contracting, templating or installation work should be reviewed separately.
Do wholesalers need goods in transit cover?
Usually yes if they deliver slabs, tiles, worktops or stone products using own vehicles, specialist hauliers, couriers, pallet networks or site deliveries.
What information helps insurers quote?
Insurers usually want stock values, product types, premises and yard details, stillage and lifting controls, security, import activity, delivery methods, turnover, customer sectors and claims history.