Frequently Asked Questions
What does pallet distribution, hire and repair wholesale insurance usually cover?
It can include premises, yards, pallet stock, forklifts, handling equipment, public liability, employers' liability, product liability, goods in transit and business interruption cover.
Does this page cover wood-working machinery?
No. This page is for pallet distribution, hire and repair excluding wood-working machinery. Operations using saws, planers, CNC machines or substantial timber processing equipment usually need separate workshop or wood manufacturing review.
Can pallet stock stored outside be insured?
Potentially, but insurers usually need details of yard security, stack heights, separation, fire breaks, waste controls, CCTV, fencing and maximum outside stock values.
Do pallet hire businesses need liability cover?
Usually yes, because claims can involve injury, damaged customer property, defective pallets, forklift incidents, loading accidents or disputes over lost and damaged hire pallets.
Do pallet businesses need goods in transit cover?
Usually yes if pallets are collected, delivered, exchanged or moved between depots, customers and repair yards using own vehicles or subcontract transport.
What information helps insurers quote?
Insurers usually want stock values, yard layout, stack heights, fire controls, security, forklift use, repair activity, hire contracts, delivery methods, turnover, customer sectors and claims history.