Farm Insurance - Comprehensive Agricultural Protection

We provide insurance for all types of farming operations including arable farms, livestock farms, dairy operations, mixed farms, organic farms, intensive farming, extensive farming, specialist crop production, and agricultural contracting businesses.

Livestock coverage can be included as part of a comprehensive farm insurance policy or purchased separately. Coverage typically includes death from accident, illness, disease, fire, lightning, flood, and other specified perils, with options for breeding stock and in-transit coverage.

Crop insurance protects against loss of yield or damage to crops from covered perils such as adverse weather, fire, hail, pest damage, and disease. Coverage is typically based on declared acreage and expected yield, with compensation paid when actual yield falls below the insured level due to covered causes.

Farm property insurance typically covers the farmhouse, barns, outbuildings, livestock housing, grain stores, machinery sheds, dairy parlours, workshops, and other agricultural structures. Coverage includes damage from fire, storm, flood, theft, and other specified perils.

Yes, farm equipment can be covered during transport between locations, to shows, or for repair. This includes coverage for tractors, combines, and other machinery while being moved on trailers or under their own power on public roads.

Farm business interruption insurance compensates for loss of income when your farming operation is disrupted by an insured event. This includes loss of profits from livestock, crops, or other farm enterprises, plus additional expenses incurred to minimize the loss.