Frequently Asked Questions
What is wholesale other insurance?
Wholesale other insurance is a catch-all wholesale insurance route for businesses whose stock does not fit neatly into a named specialist category. It can cover warehouse stock, premises, contents, liability, goods in transit and business interruption depending on the operation.
Can mixed stock wholesalers use this page?
Yes. It is designed for mixed stock wholesalers, general trade suppliers, niche distributors and importers where several product categories are handled from the same warehouse or distribution operation.
Do wholesale businesses need product liability insurance?
Often yes, especially where products are imported, own-branded, repacked, relabelled, modified, assembled or supplied with instructions. The exact stock profile and customer base should be declared.
Can imported wholesale goods be covered?
Imported goods can usually be reviewed, but insurers need details of product type, country of origin, quality controls, labelling, instructions, contracts, stock values and whether the business is treated as the responsible supplier.
Should I use a specialist wholesale page instead?
If your main stock is food, drink, electrical goods, toys, textiles, glass, construction materials or another named trade, the specialist wholesale page is usually better. This page is for operations that do not fit those categories cleanly.
What information helps insurers quote?
Insurers usually need product categories, turnover, average and maximum stock values, premises security, fire protections, import activity, own-brand activity, delivery methods, transit values and claims history.