UK Specialist Broker

Commercial Insurance Broker UK – Specialist Cover for Your Industry

Insure24 helps UK businesses move beyond generic insurance packages with specialist support for manufacturing, property, trades, leisure and logistics risks.

  • Manufacturing, property, trades, leisure and logistics expertise.
  • Tailored cover discussions around liability, property, interruption and sector-specific exposures.
  • Built to move you quickly into the most relevant niche insurance page.
FCA Regulated Specialist Commercial Broker Industry-Specific UK Cover

We compare quotes from leading insurers

  • Allianz
  • Aviva
  • QBE
  • RSA
  • Zurich
  • NIG

Specialist insurance for a wide range of UK industries

Find cover built around the way your business operates, with specialist guidance for sectors that need more than a standard off-the-shelf policy.

Manufacturing

Insurance for manufacturers dealing with plant, stock, interruption, product liability and supply-chain exposure.

Explore manufacturing cover

Property

Insurance for commercial property owners, portfolios and premises-led businesses with higher buildings and interruption exposure.

Explore property cover

Trades

Insurance for trades and contracting businesses where liability, tools, vehicles and contract works shape the placement.

Explore trades cover

Leisure

Specialist leisure pages for businesses where public footfall, active premises and guest liability drive the cover discussion.

Explore leisure cover

Logistics & Freight

Insurance for freight-led businesses where cargo, transport dependency, warehousing and liability need sharper treatment.

Explore logistics cover

Retail & Shops

Insurance for shops and multi-site retail operations where stock, premises, cyber and liability exposures overlap.

Explore retail cover

Need help finding the right cover?

Speak to a specialist broker if you are unsure which policy, industry page or level of cover best fits your business.

Core business insurance covers many companies need

These are some of the most common covers UK businesses review when arranging or updating their insurance.

Public Liability

For injury or third-party damage claims arising from your premises, work, services or public access.

View public liability

Employers' Liability

For employee injury or illness exposure across factories, sites, warehouses, venues and business premises.

View employers' liability

Professional Indemnity

For advice-led businesses and operations where service mistakes, negligence allegations or client disputes matter.

View professional indemnity

Commercial Combined

For businesses that need property, liability and interruption discussed together rather than as isolated policy sections.

View commercial combined

Why businesses choose Insure24

  • Specialist broker support tailored to your business and industry.
  • Experience across manufacturing, property, trades, leisure and logistics sectors.
  • Fast quote handling for straightforward and more complex risks.
  • Practical guidance to help you choose the right level of cover.

Trusted support for UK business insurance

  • FCA regulated commercial insurance broker.
  • UK-based support for tailored business insurance enquiries.
  • Specialist expertise across a range of higher-risk and niche sectors.
  • Direct phone access for businesses that need to speak to a broker quickly.
FCA Regulated Commercial Insurance Specialists UK Business Cover

Not sure what cover your business needs?

Speak to Insure24 and we can help you find the right policy, industry page or next step for your business.

Commercial insurance FAQs

What is commercial insurance?

Commercial insurance covers businesses against risks such as property damage, liability claims, employee injuries, and financial loss. Policies can be tailored depending on your industry, size, and specific risks.

What types of business insurance do I need in the UK?

Most UK businesses require:

  • Employers' Liability, legally required if you have staff.
  • Public Liability.
  • Professional Indemnity for advice-based businesses.
  • Property or Contents Insurance.

The exact cover depends on your industry.

Is Employers' Liability insurance legally required?

Yes. If you employ staff in the UK, Employers' Liability insurance is a legal requirement and must provide at least £5 million of cover.

How much does business insurance cost?

The cost depends on:

  • Your industry.
  • Turnover.
  • Number of employees.
  • Claims history.
  • Level of cover required.

Higher-risk industries such as manufacturing, construction, or leisure venues typically pay more.

Can I get business insurance online quickly?

Yes. Many policies can be quoted quickly, but specialist or higher-risk businesses may require manual underwriting to ensure the correct cover is arranged.

Do you offer insurance for specific industries?

Yes. We specialise in industry-specific insurance, including:

  • Manufacturing businesses.
  • Caravan parks.
  • Nightclubs and leisure venues.
  • Freight and logistics companies.

Each industry has unique risks, so cover is tailored accordingly.

What is the difference between public liability and professional indemnity?

Public liability covers injury or property damage to third parties, while professional indemnity covers financial loss caused by advice, design, or professional services.

Can you insure high-risk businesses?

Yes. We regularly arrange cover for higher-risk businesses such as:

  • Nightclubs.
  • Manufacturing companies.
  • Logistics and freight operations.
  • Leisure and hospitality venues.

These businesses require specialist underwriting rather than standard policies.

How quickly can I get a quote?

In many cases, we can provide quotes within 24 hours. More complex risks may take longer depending on the level of underwriting required.

Why use a specialist insurance broker instead of buying direct?

A specialist broker ensures:

  • The correct cover is arranged.
  • Gaps in insurance are avoided.
  • Complex risks are properly assessed.

This is especially important for niche or higher-risk businesses.

What information do I need to get a quote?

Typically we need:

  • Business activity.
  • Turnover.
  • Number of employees.
  • Claims history.
  • Details of premises or operations.

More complex businesses may require additional information.

Can you help if I already have insurance?

Yes. We can review your existing policy to:

  • Identify gaps.
  • Improve cover.
  • Compare pricing.

Recent commercial insurance articles

Read our latest commercial insurance articles for practical guidance, industry insights and answers to common business insurance questions.

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Cleanrooms and sterile manufacturing en…

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Ready to move from research into a live insurance conversation?

Use the niche pages above, request a quote, or call directly if you want a specialist commercial insurance broker to help frame the right cover discussion now.