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Construction Project Insurance UK
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Construction project insurance is designed for specific developments where value, programme pressure, contractor interfaces and contractual requirements create concentrated risk at site level.
What is construction project insurance?
It is project-specific insurance aligned to a defined build, covering works in progress, liabilities and associated project delivery risk.
Who needs it?
- Property developers
- Main contractors
- Joint venture development entities
- Project owners requiring site-specific insurance
What does it cover?
- Contract works and materials damage
- Public liability and employers' liability as required
- Plant and equipment exposure
- Delay, disruption and programme-sensitive exposure where insurable
How much does it cost?
Pricing depends on project value, construction type, timeline, site security, contractor profile, claims history and contract terms.
Risk scenarios
- Fire, theft or escape of water at a live site
- Third-party injury or property damage from site works
- Programme delays increasing finance and completion pressure
- Contractual disputes on who bears project losses
Related Property & Real Estate Pages
- Property Developer Insurance
- Real Estate Developer Insurance
- Landlord Portfolio Insurance
- Commercial Property Portfolio Insurance
- Construction Insurance
For wider ownership risk after completion, compare commercial property insurance.