Football Club Insurance

Specialist Insurance For UK Football Clubs

Bring liability, clubhouse, equipment, people and interruption cover together around the way your club actually operates.

Get football club insurance quotes
FCA-authorised UK broker Grassroots to semi-professional clubs Quote support online or by phone

On This Page

Overview Key Sections Example Claims Related Pages FAQs

Working with insurer markets

Market access and cover availability depend on trade, disclosure, claims history, underwriting appetite and policy terms.

  • Allianz insurance logo
  • Zurich insurance logo
  • CHUBB
  • QBE insurance logo
  • RSA insurance logo
  • AXA
Cover shaped around your club

Protect The Club, Its People And Its Facilities

Compare cover for the practical risks created by training, match days, spectators, volunteers, employees, equipment and club premises.

Clubhouse And Contents

Buildings, changing facilities, furniture, declared contents and sports equipment.

Liability Protection

Public and employers’ liability options for spectators, visitors, staff and volunteers.

Match And Training Risks

Cover options shaped around the teams, activities, events and facilities you declare.

Business Interruption

Support for lost income after an insured event disrupts normal club operations.

Core cover

What Can Football Club Insurance Include?

A broker can help combine the relevant sections and limits around your club’s people, property, activities and income.

01

Public Liability

For third-party injury or property damage claims involving spectators, visitors or club activities.

02

Employers’ Liability

Normally required when the club employs staff, subject to the applicable legal exemptions.

03

Buildings And Contents

For declared clubhouses, changing rooms, furniture, equipment and other insured property.

04

Sports Equipment

Protection for declared training, groundskeeping and match-day equipment, subject to policy terms.

05

Business Interruption

For lost income and continuing expenses following an insured event that interrupts operations.

06

Additional Options

Personal accident, cyber, legal expenses and event-related extensions may be available where suitable.

Not sure which sections apply?Tell us how your club operates and we’ll help you compare suitable options.
Start your quote
Who it is for

Cover For Different Football Clubs

Insurers assess the club’s actual activities, facilities, people and level of participation.

  • Grassroots and community football clubs
  • Amateur and semi-professional clubs
  • Youth and junior football organisations
  • Clubs with owned or leased premises
  • Multi-team and multi-age clubs
  • Clubs running events or tournaments
What affects the quote

Information Insurers Usually Need

  • Club: teams, members, leagues and annual turnover
  • People: employees, volunteers, coaches and participants
  • Facilities: pitches, stands, clubhouses and changing rooms
  • Activities: training, fixtures, events and hospitality
  • Property: buildings, equipment, security and declared values
  • History: claims, safeguarding and risk-management arrangements
Practical risk context

Examples Of Claims A Football Club Could Face

Cover depends on the selected sections, policy wording and facts of each claim.

Spectator Injury

A visitor is injured in a stand, car park or clubhouse and alleges the club was responsible.

Clubhouse Damage

Fire, escape of water or another insured event damages the building, contents or equipment.

Interrupted Operations

Insured property damage prevents fixtures, events or normal clubhouse trading from continuing.

Prepare once, compare more easily

What To Have Ready For A Quote

Bring your team and membership details, activities, staff and volunteers, premises information, equipment values, income, security and claims history.

Get football club insurance quotes
Frequently asked questions

Football Club Insurance Questions

What does football club insurance usually cover?

A club package may include public liability, employers’ liability, buildings, contents, equipment and business interruption, with other options added where appropriate.

Does it cover injuries to players?

Participant injury is not automatically covered by public liability. Personal accident or participant injury options may be available, subject to the insurer and policy wording.

Are volunteers covered?

Cover depends on the policy definitions and the volunteer’s role. Tell the broker how volunteers support the club so they can be presented correctly.

Do football clubs need employers’ liability?

It is normally a legal requirement when the club employs staff, subject to limited statutory exemptions. Workforce arrangements should be checked carefully.

Can club events and tournaments be insured?

They may be included or added where they are fully disclosed and accepted by the insurer. Larger or unusual events can require separate consideration.

Ready to compare cover?

Get Football Club Insurance Quotes

Tell us about your teams, activities, facilities and people and we’ll help present the risk clearly to suitable insurers.

Start your quote