Frequently Asked Questions
What does sanitary ware wholesale insurance usually cover?
It can include premises, contents, warehouse stock, racking, forklifts, public liability, employers' liability, product liability, goods in transit and business interruption cover.
Can fragile ceramic stock be insured?
Yes, subject to policy terms and underwriting. Insurers usually want details of stock values, packaging, racking, handling controls, forklift use, security and claims history.
Do bathroom fixture wholesalers need product liability insurance?
Usually yes, especially if they import, brand, label, repackage or supply sanitary ware, taps, cisterns, fittings or bathroom products into the UK market.
Does this cover installation work?
No. This page is for wholesale and distribution operations. Bathroom installation, plumbing contracting or site work should be reviewed separately.
Do sanitary ware wholesalers need goods in transit cover?
Usually yes if they deliver toilets, basins, baths, fittings or customer orders using own vehicles, couriers, pallet networks or site deliveries.
What information helps insurers quote?
Insurers usually want stock values, product types, premises details, racking and handling controls, security, import or branding activity, delivery methods, turnover, customer sectors and claims history.