Frequently Asked Questions
What does alarm and security systems wholesale insurance usually cover?
It can include premises, contents, warehouse stock, racking, forklifts, public liability, employers' liability, product liability, goods in transit and business interruption cover.
Are CCTV, access control and smart security products covered?
They can be, subject to underwriting. Insurers usually want product details, stock values, security controls, connected-device exposure, import arrangements, battery details and claims history.
Do security equipment wholesalers need product liability insurance?
Usually yes, especially if they import, brand, label, repackage, bundle or supply alarms, CCTV, access-control or connected security products into the UK market.
Does this cover installation or monitoring work?
No. This page is for wholesale and distribution operations. Installation, commissioning, monitoring, guarding or security-service work should be reviewed separately.
Do wholesalers need goods in transit cover?
Usually yes if they deliver alarm systems, CCTV equipment, access-control devices or customer orders using own vehicles, couriers, pallet networks or timed installer drops.
What information helps insurers quote?
Insurers usually want stock values, product mix, battery and connected-device details, premises security, import or branding activity, delivery methods, turnover, customer sectors and claims history.