Frequently Asked Questions
What does carpets, rugs and floor coverings wholesale insurance usually cover?
It can include warehouse premises, contents, stock, racking, forklifts, cutting equipment, public liability, employers' liability, product liability, goods in transit and business interruption cover depending on the operation.
Are oriental rugs included?
This page is aimed at carpets, non-oriental rugs and general floor coverings. Oriental rugs, antiques or high-value specialist rugs may need a more specific valuation and theft review.
Can carpet rolls and underlay be covered for fire or water damage?
Potentially, subject to policy terms and underwriting. Insurers usually want details of stock values, storage height, racking, fire protections, flood exposure and water-damage controls.
Do floor covering wholesalers need product liability insurance?
Usually yes, especially where the business imports, brands, cuts, repacks or supplies floor coverings that could allegedly cause injury, property damage or specification disputes.
Do carpet wholesalers need goods in transit cover?
Usually yes if they deliver carpet rolls, rugs, underlay, vinyl, laminate or customer orders using own vehicles, couriers, pallet networks or site drops.
What information helps insurers quote?
Insurers usually want stock values, product mix, premises details, fire and water protections, security, racking, cutting or handling processes, delivery methods, turnover, customer sectors and claims history.