Frequently Asked Questions
What does curtains, drapes, bedding and linen wholesale insurance usually cover?
It can include premises, contents, warehouse stock, racking, shelving, public liability, employers' liability, product liability, goods in transit and business interruption cover.
Can textile stock be covered for fire and water damage?
Potentially, subject to policy terms and underwriting. Insurers usually want stock values, fire protections, water-damage controls, storage details and claims history.
Do soft furnishing wholesalers need product liability insurance?
Usually yes, especially if they import, brand, relabel, alter, bundle or supply curtains, bedding, linen or soft furnishing products into the UK market.
Does this cover curtain fitting or installation?
No. This page is for wholesale and distribution operations. Measuring, fitting, installation, upholstery work or curtain making should be reviewed separately.
Do wholesalers need goods in transit cover?
Usually yes if they deliver curtains, bedding, linen or soft furnishings using own vehicles, couriers, pallet networks or project drops.
What information helps insurers quote?
Insurers usually want stock values, product types, premises details, security, fire and water protections, import or branding activity, delivery methods, turnover, customer sectors and claims history.