Frequently Asked Questions
What does electrical appliance brown goods wholesale insurance usually cover?
It can include warehouse premises, contents, stock, racking, forklifts, public liability, employers' liability, product liability, goods in transit and business interruption cover depending on the operation.
What are brown goods in insurance terms?
Brown goods usually refers to domestic consumer electronics such as televisions, audio equipment, speakers, home entertainment products, media equipment and related electrical accessories.
Is this different from electrical white goods wholesaling insurance?
Yes. White goods wholesaling focuses on appliances such as washing machines, fridges, cookers and dishwashers, while brown goods wholesaling focuses on consumer electronics such as TVs and audio equipment.
Do brown goods wholesalers need product liability insurance?
Product liability is often important because domestic electronics can lead to allegations involving overheating, fire, electric shock, faulty adapters, battery failure or unsuitable supplied accessories.
Can goods in transit be included?
Yes, goods in transit can usually be reviewed for stock moved by own vehicles, couriers, parcel carriers, pallet networks, retailer drops and customer collections.
What information helps insurers quote?
Insurers usually need stock values, product mix, import activity, serial-number controls, premises security, fire protections, delivery methods, customer types, turnover and claims history.