Frequently Asked Questions
What does musical instruments wholesale insurance usually cover?
It can include warehouse premises, contents, musical instrument stock, accessories, racking, packing equipment, public liability, employers' liability, product liability, goods in transit and business interruption cover depending on the operation.
Does this page include electrical or electronic instruments?
No. This page is scoped to musical instruments excluding electrical or electronic instruments. Electronic music equipment may need to be reviewed under electrical, electronic or technology wholesale cover.
Can fragile instrument stock be covered?
Potentially, subject to policy terms and underwriting. Insurers usually want details of stock values, storage, packaging, racking, handling controls, humidity controls and claims history.
Do musical instrument wholesalers need product liability insurance?
Usually yes, especially where instruments or accessories are imported, own-branded, adjusted, assembled, repacked, supplied with instructions or sold into education and retail supply chains.
Can instruments be covered in transit?
Goods in transit can usually be reviewed for instruments moved by own vehicles, couriers, parcel carriers, pallet networks, trade-show transport or customer collection arrangements.
What information helps insurers quote?
Insurers usually need stock values, instrument categories, import activity, premises security, fire protections, storage controls, delivery methods, customer sectors, turnover and claims history.