Frequently Asked Questions
What does motor spares and accessories wholesale insurance usually cover?
It can include premises, contents, warehouse stock, racking, public liability, product liability, employers' liability, goods in transit and business interruption cover.
Is this page for tyre dealers?
No. This page is for motor spares and accessories wholesalers excluding tyre dealers. Tyre retail, wholesale or fitting operations usually need separate review because tyre stock, fitting liability and workshop exposure differ.
Do motor spares wholesalers need product liability insurance?
Usually yes, especially if they import, rebrand, relabel, kit, modify or supply safety-related vehicle parts, batteries, electrical components or accessories.
Can batteries, oils and fluids affect insurance?
Yes. Battery stock, oils, lubricants, aerosols, cleaning fluids and other hazardous or combustible items can affect fire, pollution, storage and underwriting requirements.
Do wholesalers need goods in transit cover?
Usually yes if they deliver parts, accessories or customer orders using own vehicles, couriers, branch transfers or pallet networks.
What information helps insurers quote?
Insurers usually want stock values, product types, premises details, security, fire protections, battery and fluid storage, import or branding activity, delivery methods, turnover, customer sectors and claims history.