Frequently Asked Questions
What does computers, mobiles and hi-tech wholesale insurance usually cover?
It can include premises, contents, high-value technology stock, secure cages, racking, public liability, employers' liability, product liability, goods in transit and business interruption cover.
Can mobile phones and laptops be covered as warehouse stock?
Yes, subject to policy terms and underwriting. Insurers usually want stock values, security details, high-value stock controls, serial-number procedures and claims history.
Do hi-tech wholesalers need product liability insurance?
Usually yes, especially if they import, brand, bundle, test, repair, refurbish or supply electrical equipment, batteries, chargers, accessories or components into the UK market.
Do lithium batteries affect insurance?
Yes. Battery stock, charging activity, refurbished devices, storage quantities, separation and fire controls can all affect insurer appetite, terms and pricing.
Do wholesalers need goods in transit cover?
Usually yes if they deliver computers, mobiles, tablets, components or accessories using own vehicles, couriers, pallet networks or customer drops.
What information helps insurers quote?
Insurers usually want stock values, product types, premises details, security, fire protections, battery controls, import or refurbishment activity, delivery methods, turnover, customer sectors and claims history.