Duct Cleaning Contractor Insurance

Duct Cleaning Contractor Insurance is designed for contractors cleaning ventilation systems, extraction systems and commercial ductwork.

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Duct and ventilation cleaning insurance

Duct cleaning businesses often operate in commercial kitchens, factories and industrial environments.

  • Allianz
  • Aviva
  • QBE
  • RSA
  • Zurich
  • NIG

Insurance for Ventilation Cleaning Contractors

Duct cleaning contractors can work in commercial kitchens, factories, HVAC systems and restricted-access environments. Fire exposure, grease contamination and certification work can affect underwriting.

Typical Activities

  • Ventilation cleaning
  • Air duct cleaning
  • Extraction cleaning
  • Grease duct cleaning
  • Commercial HVAC cleaning
  • Kitchen extraction cleaning

Important Insurance Covers

  • Public Liability Insurance
  • Employers Liability Insurance
  • Professional Indemnity Insurance
  • Equipment Insurance
Duct cleaning contractor insurance

Common Risks

  • Fire exposure
  • Grease contamination
  • Working at height
  • Damage to systems
  • Restricted access environments

DUCT CLEANING INSURANCE FAQS

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Can TR19-related work be insured?

Some insurers may provide cover for specialist ventilation cleaning activities.

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Is duct cleaning considered specialist contractor work?

Yes, duct and extraction cleaning are often classed as specialist cleaning activities.

Cleaning Contractor Insurance Cluster

Use these pages to compare the main cleaning and facilities management insurance routes before choosing cover.

Cleaning Contractor Authority Library

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Related Cleaning Insurance Pages

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Quick answer

Cleaning contractors insurance is a commercial insurance package for UK cleaning businesses working on client premises. It usually includes public liability insurance, employers liability insurance, tools and equipment cover, and optional legal expenses or professional indemnity cover depending on the work carried out and contract requirements.

Related routes include facilities management insurance, contractor insurance, office cleaning insurance, industrial cleaning insurance and cleaning equipment insurance.

  • Typical covers include public liability, employers liability, equipment, vehicles and legal expenses.
  • Common risks include wet floor slips, water damage, chemical damage and stolen machinery.
  • It is suitable for office cleaners, janitorial companies, industrial cleaners and specialist cleaning contractors.
  • The recommended next step is to compare contract-compliant cover before work starts.

Need contract-compliant cleaning insurance?

We can help with public liability, employers liability and specialist contractor cover for commercial cleaning work.

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Cleaning Contractor Risk & Underwriting Factors

Insurers may ask about

  • Cleaning activities and premises cleaned
  • Turnover, staff numbers and subcontractors
  • Working at height and chemicals used
  • Previous claims and required liability limits

Common claims

  • Wet floor injury
  • Water or chemical damage
  • Damaged client equipment
  • Stolen cleaning equipment or employee injury

Client documents may include

  • Public liability certificate
  • Employers liability certificate
  • RAMS and COSHH assessments
  • Health and safety policy or DBS information

Ready to protect your cleaning business?

Start your quote online or speak to a UK commercial insurance specialist about cleaning contractor cover, contract limits and certificates.

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