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Kitchen and extract cleaning insurance
Kitchen cleaning contractors may face fire risk, grease contamination and specialist equipment hazards.
Insurance for Kitchen Extract Cleaning Contractors
Commercial kitchen cleaning can involve grease, extraction systems, ducts, canopies, out-of-hours access and working at height. Contractors may also be asked to provide cleaning evidence or certification for client compliance.
Typical Cleaning Activities
- Kitchen deep cleans
- Extraction cleaning
- Canopy cleaning
- Grease removal
- Duct cleaning
- Ventilation cleaning
Key Covers
Public Liability Insurance
Protection against injury and property damage claims.
Employers Liability Insurance
Important for contractors employing cleaning operatives.
Professional Indemnity Insurance
May be useful where contractors certify cleaning compliance.
Specialist Risks
- Fire exposure
- Grease contamination
- Damage to kitchen equipment
- Working at height
- Out-of-hours access
COMMERCIAL KITCHEN CLEANING INSURANCE FAQS
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Can TR19 cleaning work be insured?
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Is kitchen extract cleaning considered higher risk?
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Quick answer
Cleaning contractors insurance is a commercial insurance package for UK cleaning businesses working on client premises. It usually includes public liability insurance, employers liability insurance, tools and equipment cover, and optional legal expenses or professional indemnity cover depending on the work carried out and contract requirements.
Related routes include facilities management insurance, contractor insurance, office cleaning insurance, industrial cleaning insurance and cleaning equipment insurance.
- Typical covers include public liability, employers liability, equipment, vehicles and legal expenses.
- Common risks include wet floor slips, water damage, chemical damage and stolen machinery.
- It is suitable for office cleaners, janitorial companies, industrial cleaners and specialist cleaning contractors.
- The recommended next step is to compare contract-compliant cover before work starts.
Need contract-compliant cleaning insurance?
We can help with public liability, employers liability and specialist contractor cover for commercial cleaning work.
Get a Quote Speak to a SpecialistCleaning Contractor Risk & Underwriting Factors
Insurers may ask about
- Cleaning activities and premises cleaned
- Turnover, staff numbers and subcontractors
- Working at height and chemicals used
- Previous claims and required liability limits
Common claims
- Wet floor injury
- Water or chemical damage
- Damaged client equipment
- Stolen cleaning equipment or employee injury
Client documents may include
- Public liability certificate
- Employers liability certificate
- RAMS and COSHH assessments
- Health and safety policy or DBS information
Ready to protect your cleaning business?
Start your quote online or speak to a UK commercial insurance specialist about cleaning contractor cover, contract limits and certificates.
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