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Specialist sanitisation and disinfection insurance
These services may involve specialist chemicals, infection control procedures and higher-risk operational activities.
Insurance for Sanitisation Contractors
Sanitisation and disinfection contractors may work in offices, healthcare settings, public spaces and high-footfall commercial premises. Insurance should reflect chemicals, infection-control procedures, advice given and whether biohazard work is undertaken.
Typical Sanitisation Services
- Commercial sanitisation
- Infection control cleaning
- Viral decontamination
- Public space disinfection
- Biohazard cleaning
- Healthcare sanitisation
Important Insurance Covers
- Public Liability Insurance
- Employers Liability Insurance
- Professional Indemnity Insurance
- Environmental Liability Insurance
Increased Risks
- Chemical exposure
- Cross-contamination claims
- Infection control failures
- Specialist equipment risks
SANITISATION SERVICES INSURANCE FAQS
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Can disinfection work be insured?
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Is Professional Indemnity Insurance important?
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Quick answer
Cleaning contractors insurance is a commercial insurance package for UK cleaning businesses working on client premises. It usually includes public liability insurance, employers liability insurance, tools and equipment cover, and optional legal expenses or professional indemnity cover depending on the work carried out and contract requirements.
Related routes include facilities management insurance, contractor insurance, office cleaning insurance, industrial cleaning insurance and cleaning equipment insurance.
- Typical covers include public liability, employers liability, equipment, vehicles and legal expenses.
- Common risks include wet floor slips, water damage, chemical damage and stolen machinery.
- It is suitable for office cleaners, janitorial companies, industrial cleaners and specialist cleaning contractors.
- The recommended next step is to compare contract-compliant cover before work starts.
Need contract-compliant cleaning insurance?
We can help with public liability, employers liability and specialist contractor cover for commercial cleaning work.
Get a Quote Speak to a SpecialistCleaning Contractor Risk & Underwriting Factors
Insurers may ask about
- Cleaning activities and premises cleaned
- Turnover, staff numbers and subcontractors
- Working at height and chemicals used
- Previous claims and required liability limits
Common claims
- Wet floor injury
- Water or chemical damage
- Damaged client equipment
- Stolen cleaning equipment or employee injury
Client documents may include
- Public liability certificate
- Employers liability certificate
- RAMS and COSHH assessments
- Health and safety policy or DBS information
Ready to protect your cleaning business?
Start your quote online or speak to a UK commercial insurance specialist about cleaning contractor cover, contract limits and certificates.
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