Tree Surgery Liability Insurance

Tree surgery liability insurance helps protect arborists and contractors against claims involving injury, property damage and legal liability arising from business activities.

A complete liability review may include public liability, employers' liability and professional indemnity depending on the work undertaken.

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  • UK commercial insurance specialists
  • Monthly payment options available
  • Cover for high-risk contractor activities
  • Fast quotation support
  • Public liability, employers' liability, tools, plant and fleet cover

Tree Surgery Liability Insurance Explained

Tree Surgery Liability Insurance Quick Answer

Tree surgery liability insurance can include public liability for third-party injury and property damage, employers' liability for staff injury claims and professional indemnity for advice or reports.

Public Liability Insurance for Tree Surgeons

Public liability insurance may help protect against claims from third parties affected by tree surgery activity.


  • Falling branches
  • Property damage
  • Injury to third parties
  • Highway incidents
  • Damage to parked vehicles
  • Legal defence costs

Employers' Liability Insurance

Employers' liability insurance may be legally required if your business employs people or uses certain labour-only workers.


  • Climbers
  • Grounds staff
  • Chainsaw operators
  • Temporary workers
  • Labour-only subcontractors

Professional Indemnity Insurance

Consulting arborists and tree surveyors may also require professional indemnity insurance.


  • Incorrect advice
  • Errors in reports
  • Negligent recommendations

Insurance Requirements for Commercial Contracts

Commercial contracts may require specific liability limits, contractors all risks insurance, risk assessments, training records and contractor accreditation.


  • Specific liability limits
  • Contractors all risks insurance
  • Risk assessments
  • Training records
  • Contractor accreditation

Tree Surgeons Insurance Cluster

Use the main hub and supporting pages to compare liability, tools, plant, chainsaw, forestry, grounds maintenance and arborist consultancy risks.

Tree Surgery Liability Insurance FAQs

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Is liability insurance mandatory?

Employers' liability insurance is generally required if staff are employed.

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What public liability limit do tree surgeons need?

Many contractors choose GBP 5m or GBP 10m cover.

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Is climbing work covered?

This depends on insurer underwriting criteria.

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Does liability insurance cover damage to client property?

Public liability insurance may help protect against accidental damage claims.

Get Specialist Tree Surgery Liability Insurance

Arrange cover with Insure24 today.

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