Tree Surgeon Plant Insurance

Tree surgery businesses often rely on expensive machinery and specialist plant equipment to undertake commercial and domestic work. Plant insurance helps protect against theft, accidental damage, fire, vandalism and other risks that could disrupt your business.

At Insure24, we help arrange specialist insurance for tree surgery and arborist businesses across the UK.

  • UK commercial insurance specialists
  • Monthly payment options available
  • Cover for high-risk contractor activities
  • Fast quotation support
  • Public liability, employers' liability, tools, plant and fleet cover

Tree Surgeon Plant Insurance Explained

Tree Surgeon Plant Insurance Quick Answer

Tree surgeon plant insurance may help protect machinery used in tree surgery, forestry and grounds maintenance operations, including owned plant and hired-in machinery.

What Does Tree Surgeon Plant Insurance Cover?

Plant insurance may help protect machinery used in tree surgery, forestry and grounds maintenance operations against theft, accidental damage, fire, flood, vandalism and transit damage.


  • Wood chippers
  • Stump grinders
  • Mini excavators
  • Tracked loaders
  • Forestry machinery
  • Trailers
  • Log splitters
  • Hydraulic equipment
  • Hired-in machinery
  • Theft, accidental damage, fire, flood, vandalism and transit damage

Hired-In Plant Insurance

Many tree surgery businesses hire machinery for larger or specialist contracts. Hired-in plant insurance may be particularly important for commercial contracts, utility works, local authority projects and emergency storm response work.


  • Contractual liabilities
  • Damage to hired equipment
  • Theft of hired machinery
  • Continuing hire charges
  • Commercial contracts, utility works and local authority projects
  • Emergency storm response work

Insurance for Wood Chippers & Stump Grinders

Wood chippers and stump grinders are among the most valuable pieces of equipment used by many tree surgeons. Insurers may review the way this machinery is stored, secured, operated and transported.


  • Storage arrangements
  • Overnight security
  • Immobilisers and tracking devices
  • Operator experience
  • Claims history
  • Transport methods

Example Plant Insurance Claims

Plant losses can interrupt work quickly because tree surgery businesses often rely on a small number of expensive machines.


  • Stolen wood chipper: a wood chipper is stolen overnight from a secured compound and plant insurance helps cover replacement costs.
  • Transit damage: a stump grinder is damaged while being transported between jobs and the policy may contribute towards repair costs.
  • Fire damage: machinery is damaged following an electrical fire and plant insurance may help cover repairs or replacement.

Tree Surgeons Insurance Cluster

Use the main hub and supporting pages to compare liability, tools, plant, chainsaw, forestry, grounds maintenance and arborist consultancy risks.

Tree Surgeon Plant Insurance FAQs

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Can I insure hired-in machinery?

Yes, many insurers offer hired-in plant cover.

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Is theft covered?

Policies may cover theft subject to insurer terms and security requirements.

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Can trailers be included?

Yes, trailers and attached equipment can often be covered.

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Is plant insurance included under public liability insurance?

No. Public liability and plant insurance are separate covers.

Get a Tree Surgeon Plant Insurance Quote

Speak to Insure24 about insurance for wood chippers, stump grinders, excavators and specialist machinery today.

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0330 127 2333