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Arborist Professional Indemnity Insurance Explained
Arborist Professional Indemnity Insurance Quick Answer
Arborist professional indemnity insurance may help protect tree consultants, surveyors and arborists against claims arising from reports, advice, surveys and professional recommendations.
Who Needs Arborist Professional Indemnity Insurance?
This cover may be relevant for arborists and consultants whose clients rely on written advice, professional judgement or technical reports.
- Consulting arborists
- Tree surveyors
- Tree risk assessors
- Subsidence consultants
- Mortgage report providers
- Local authority consultants
- Woodland management consultants
What Does Professional Indemnity Insurance Cover?
Policies may help protect against claims involving professional errors, omissions or advice that allegedly causes financial loss.
- Incorrect advice
- Errors in reports
- Negligent recommendations
- Missed defects or hazards
- Financial loss suffered by clients
- Legal defence costs
Example Professional Indemnity Claims
Professional indemnity claims usually focus on advice or reports rather than physical contracting work.
- Missed tree defect: an arborist report fails to identify structural weakness in a tree which later collapses causing property damage.
- Incorrect safety recommendation: a consultant recommends retaining a tree later deemed unsafe.
- Subsidence survey claim: a property owner alleges financial loss due to incorrect tree-related subsidence advice.
Professional Indemnity Insurance for Commercial Contracts
Local authorities, developers and commercial clients may require professional indemnity insurance before appointing arboricultural consultants.
- GBP 100,000
- GBP 250,000
- GBP 500,000
- GBP 1 million+
Tree Surgeons Insurance Cluster
Use the main hub and supporting pages to compare liability, tools, plant, chainsaw, forestry, grounds maintenance and arborist consultancy risks.
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Arborist Professional Indemnity Insurance FAQs
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Is professional indemnity insurance legally required?
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Does public liability insurance cover advice?
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Can self-employed arborists buy professional indemnity insurance?
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Is retrospective cover available?
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