Tree Surgery Employee Tools Insurance

Many tree surgery businesses allow employees or subcontractors to use personally owned tools and climbing equipment while undertaking work activities. Employee tools insurance can help protect against theft, accidental damage and equipment losses.

Cover can be useful where specialist arborist equipment is owned by workers but used as part of insured business activities.

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  • Public liability, employers' liability, tools, plant and fleet cover

Tree Surgery Employee Tools Insurance Explained

Tree Surgery Employee Tools Insurance Quick Answer

Tree surgery employee tools insurance can cover employee-owned chainsaws, climbing harnesses, ropes, rigging equipment, power tools, hedge cutters and blowers against theft or damage, subject to policy terms.

Employee-Owned Arborist Equipment Covered

Policies may include employee-owned equipment used for declared tree surgery and forestry work.


  • Chainsaws
  • Climbing harnesses
  • Ropes
  • Rigging equipment
  • Power tools
  • Hedge cutters
  • Blowers

Tool Theft Risks for Arborists

Equipment may be vulnerable to theft from vehicles, compounds and temporary work locations. Insurers may assess security procedures carefully.


  • From vehicles
  • From site compounds
  • During overnight storage
  • From temporary work locations

Why Employee Tools Insurance Is Important

Replacing specialist arborist tools can be expensive and may disrupt business operations.


  • Reduce downtime
  • Protect employees
  • Maintain contract obligations
  • Manage replacement costs

Tree Surgeons Insurance Cluster

Use the main hub and supporting pages to compare liability, tools, plant, chainsaw, forestry, grounds maintenance and arborist consultancy risks.

Tree Surgery Employee Tools Insurance FAQs

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Are employee-owned chainsaws covered?

Some policies may include employee-owned tools.

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Is overnight theft covered?

This depends on policy conditions and security requirements.

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Can subcontractor tools be insured?

Some insurers may consider subcontractor equipment.

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Is accidental damage included?

Cover depends on policy wording.

Arrange Employee Tools Insurance

Get specialist arborist insurance from Insure24 today.

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