Arborist Insurance

Arborists face specialist risks ranging from climbing operations and chainsaw use through to consultancy work, tree surveys and commercial contracts. Arborist insurance helps protect businesses against claims, injuries, property damage and equipment losses.

Policies can be tailored for self-employed arborists, tree surgery companies, forestry contractors, grounds maintenance firms and arboricultural consultants who need cover that reflects practical work and professional advice.

  • UK commercial insurance specialists
  • Monthly payment options available
  • Cover for high-risk contractor activities
  • Fast quotation support
  • Public liability, employers' liability, tools, plant and fleet cover

Arborist Insurance Explained

Arborist Insurance Quick Answer

Arborist insurance commonly includes public liability, employers' liability, professional indemnity, equipment insurance, commercial vehicle insurance and, where relevant, forestry contractor cover.

Key Cover Sections

The right structure depends on whether the arborist mainly carries out physical tree work, consultancy, surveys, commercial contracts or a blend of all three.


  • Public liability insurance for injury and property damage claims
  • Employers' liability insurance for staff, climbers and labour-only workers
  • Professional indemnity insurance for advice, reports and surveys
  • Equipment insurance for chainsaws, climbing kit, rigging and survey tools
  • Commercial vehicle insurance for vans, pickups, tippers and trailers
  • Forestry contractor cover where woodland or felling work is undertaken

Professional Indemnity Insurance for Arborists

Professional indemnity insurance can be important for arborists providing tree surveys, consultancy, safety reports, risk assessments, subsidence reports or mortgage reports. It helps protect against claims arising from alleged errors, omissions or negligent advice.


  • Tree condition surveys and written recommendations
  • BS5837 or planning-related arboricultural reports
  • Tree risk assessments for estates, schools or local authorities
  • Subsidence, mortgage or safety reports relied on by clients

What Is the Difference Between a Tree Surgeon and an Arborist?

A tree surgeon primarily carries out physical tree work such as pruning, dismantling and felling. An arborist may also provide consultancy services, tree health assessments and professional advice relating to tree management and safety.


  • Tree surgeon insurance is usually more focused on contracting, climbing, tools and plant.
  • Arborist insurance may also need professional indemnity where advice or reports are provided.
  • Many businesses do both, so the policy should describe all activities accurately.

Tree Surgeons Insurance Cluster

Use the main hub and supporting pages to compare liability, tools, plant, chainsaw, forestry, grounds maintenance and arborist consultancy risks.

Arborist Insurance FAQs

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Do arborists need public liability insurance?

It is strongly recommended and is often required by commercial clients, estates and local authority contracts.

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Do arborists need professional indemnity insurance?

It is worth reviewing if the arborist provides surveys, reports, safety advice or other professional recommendations.

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Can arborist insurance include climbing work?

Yes, climbing work may be covered where it is declared and accepted by the insurer.

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Can self-employed arborists get cover?

Yes, cover can be arranged for sole traders as well as limited companies and larger teams.

Get a Tree Surgeons Insurance Quote

Speak to Insure24 about cover tailored to your contracts, equipment, people and working methods. Start your quotation online or call a specialist contractor insurance adviser.

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