Tool Theft & Loss Insurance for Workshops

Protection against theft, loss and damage to tools and equipment used in your workshop

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TOOL THEFT & LOSS INSURANCE FOR WORKSHOPS

Tools and equipment are essential to any workshop operation and are often a major target for theft. Tool theft and loss insurance protects your business if your tools are stolen, lost or damaged at your premises, on-site or while stored in vehicles.

What Does Tool Theft & Loss Insurance Cover?


  • Theft of tools from workshop premises
  • Tools stolen from locked vehicles
  • Accidental loss or damage to equipment
  • Hand tools and powered tools
  • Portable machinery and specialist equipment
  • Replacement or repair costs
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Who Needs Tool Theft Insurance?


  • Workshops relying on specialist tools
  • Businesses storing tools overnight on-site
  • Workshops using vans to transport equipment
  • Mobile or call-out workshop services
  • Small and medium-sized trade workshops

Common Tool Theft & Loss Risks

  • Break-ins to workshop premises overnight
  • Theft from vans parked at home or on-site
  • Tools damaged by fire or vandalism
  • Loss of portable equipment while working off-site
  • Costly delays caused by missing tools

Why Choose Insure24?

  • Specialists in workshop and trade insurance
  • Tool cover tailored to your risk profile
  • Flexible limits for high-value equipment
  • UK-based, FCA-compliant advice

FREQUENTLY ASKED QUESTIONS

+-What is tool theft and loss insurance?

Insurance that protects your workshop against financial loss if tools or equipment are stolen, lost or damaged.

+-Are tools covered when left in a van?

Yes, subject to policy terms and security requirements such as locked vehicles and approved security devices.

+-Does this cover accidental damage?

Many policies include cover for accidental damage to tools and equipment, not just theft.

+-Is tool theft insurance included in workshop insurance?

It is often included or added as an extension, but cover limits and conditions vary depending on your policy.

+-How much does tool theft insurance cost?

Costs depend on the value of your tools, security measures and claims history. Many workshops obtain cover from a modest additional premium.

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