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Insurance Built for Automotive Workshops
Automotive workshops face unique risks - from customer vehicles in your care to fire hazards, faulty repairs, employee injuries and expensive tools. Insure24 arranges tailored insurance packages designed specifically for vehicle repair and servicing businesses.
What Does Automotive Workshop Insurance Cover?
- Public Liability – injury or property damage to customers or visitors
- Employers’ Liability – mandatory cover for workshop staff
- Tools & Equipment – theft, damage or vandalism
- Customers’ Vehicles – damage while under your care
- Fire, Flood & Premises Damage
- Business Interruption – loss of income after insured events
Who Needs Automotive Workshop Insurance?
- Vehicle repair garages
- MOT testing centres
- Servicing & diagnostics workshops
- Body repair & paint shops
- Specialist vehicle repairers
Why Choose Insure24?
- Workshop-specific underwriting
- Fast quotes & same-day cover
- UK-based claims support
- Flexible combined insurance packages
FREQUENTLY ASKED QUESTIONS
+-Is Automotive Workshop Insurance legally required?
+-Are customers’ vehicles covered while in my workshop?
+-Does this insurance cover MOT testing risks?
+-Are tools insured away from the premises?
+-How much does Automotive Workshop Insurance cost?
Related Automotive Workshop Guides
Automotive workshops often need to balance customer vehicle exposure, workshop liability, tools and premises protection. These links keep users focused on related workshop insurance pages around automotive, machinery and cover-planning topics.
Workshop Types
Core Cover
Workshop insurance review points
Workshop policies need to match the practical work carried out on site, the machinery used, the value of tools and customer goods, and the interruption risk if a key machine or premises area is damaged.
For automotive enquiries, the strongest quote presentation usually combines the immediate cover request with wider risk information, contract obligations and evidence of controls.
Operational exposure
- Hot works, cutting, fabrication, repair, servicing, woodworking or metalwork activity
- Customer vehicles or goods in trust, specialist machinery and portable tools
- Extraction, dust, flammables, waste, electrical load and maintenance routines
Cover areas to compare
- Public liability, employers' liability, product liability and defective workmanship considerations
- Buildings, contents, tools, machinery breakdown and business interruption
- Theft, fire, flood, customer injury, temporary closure and cyber where systems are important
Evidence that helps
- Machinery schedule, tool values, turnover split and staff or subcontractor details
- Fire-risk assessment, maintenance logs, extraction checks and security protections
- Contract terms, customer-goods controls and prior claims or near-miss history