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PRODUCT LIABILITY INSURANCE FOR WORKSHOPS
Workshops that manufacture, assemble, alter or supply products face additional liability risks. Product liability insurance protects your business if a product you have made or supplied causes injury or property damage after it leaves your premises.
What Does Product Liability Insurance Cover?
- Injury or property damage caused by your products
- Defective or faulty goods claims
- Legal defence costs
- Compensation and settlement payments
- Products supplied, assembled or modified by your workshop
- Claims arising after products leave your premises
Who Needs Product Liability Insurance?
- Workshops manufacturing goods
- Businesses assembling or modifying products
- Custom or made-to-order workshop products
- Workshops supplying parts or finished items
- Small-scale producers and fabricators
Common Product Liability Risks for Workshops
- Faulty components or materials
- Design or assembly defects
- Incorrect modifications or alterations
- Inadequate instructions or warnings
- Products failing during normal use
Why Choose Insure24?
- Specialists in workshop and trade insurance
- Cover tailored to how your products are made or supplied
- Flexible limits and competitive premiums
- UK-based, FCA-compliant advice
FREQUENTLY ASKED QUESTIONS
+-What is product liability insurance?
Product liability insurance covers claims arising from injury or
property damage caused by products you have manufactured, assembled,
modified or supplied.
+-Is product liability the same as public liability?
No. Public liability covers incidents at your premises or from your
activities, while product liability covers claims arising after a
product has left your control.
+-Do I need product liability if I only make small quantities?
Yes. Even small-scale production can result in serious claims if a
defective product causes injury or damage.
+-Does this cover custom or bespoke products?
Yes. Policies can cover bespoke, custom-made or modified products,
subject to policy terms and underwriting.
+-Is product liability required by law?
It is not legally compulsory, but many clients, contracts and trade
partners require product liability insurance as a condition of work.
Related Workshop Product Liability Guides
Product liability questions are usually close to public liability, completed works and specialist production risks. These guides connect those paths across the right workshop insurance pages and reduce leakage into generic articles.