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INSURANCE FOR BIKE REPAIR & SERVICING WORKSHOPS
Motorbike and bicycle workshops face specialist risks - from customer bikes stored on-site to powered tools, lifting equipment and public liability exposure. Insure24 arranges tailored insurance for small and medium-sized bike workshops across the UK.
What Does Motorbike & Bicycle Workshop Insurance Cover?
- Public Liability – injury or property damage claims
- Employers’ Liability – required if you employ staff
- Tools, Equipment & Workshop Machinery
- Customer Bikes in Care, Custody & Control
- Fire, Theft, Flood & Accidental Damage
- Business Interruption / Loss of Income
Who Is This Insurance For?
- Motorcycle repair & servicing workshops
- Bicycle repair and maintenance shops
- Custom bike builders & restorers
- Electric bike (e-bike) workshops
- Independent bike mechanics & specialists
Why Choose Insure24?
- Workshop insurance specialists
- Cover designed for repair & servicing only
- Competitive premiums and flexible limits
- UK-based FCA-compliant advice
FREQUENTLY ASKED QUESTIONS
+-What is motorbike & bicycle workshop insurance?
Insurance designed for bike repair and servicing workshops, covering
liability risks, tools, premises and customer bikes while in your care.
+-Are customer bikes covered?
Yes. Policies can include cover for customer motorbikes and bicycles
while stored, repaired or worked on at your premises.
+-Is this full motor trade insurance?
No. This policy is for workshop repair and servicing only.
Sales, road risks or dealerships require full motor trade insurance.
+-Do I need employers’ liability insurance?
Yes. Employers’ liability insurance is legally required in the UK
if you employ staff or apprentices.
+-How much does bike workshop insurance cost?
Costs depend on workshop size, number of bikes handled,
equipment values and claims history. Many workshops
can obtain cover from a few hundred pounds per year.
Related Bike Workshop Guides
Bike workshops need cover around customer property, specialist tools, workshop liability and interruption risks. These guides connect the bike page with related workshop insurance pages and the most relevant protection topics.