Remotely-Operated Vehicles Insurance

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Comprehensive Coverage for ROVs, Drones & Robotic Systems

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Working with insurer markets

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  • CHUBB
  • QBE insurance logo
  • RSA insurance logo
  • AXA

Market access and cover availability depend on trade, disclosure, claims history, underwriting appetite and policy terms.

Protect Your Remotely Operated Vehicles Business with Specialist Insurance Coverage

Protect your valuable remotely-operated vehicles with specialist insurance designed for underwater ROVs, aerial drones, ground robots, and autonomous systems. From equipment protection to liability coverage, we've got you covered.

What Does ROV Insurance Cover?

Equipment Protection


  • Physical damage to ROV units
  • Camera and sensor systems
  • Control systems and software
  • Manipulator arms and tools
  • Tether cables and umbilicals
  • Support vessels and platforms

Public Liability


  • Third-party property damage
  • Injury to members of the public
  • Environmental damage claims
  • Marine pollution incidents
  • Aviation liability for aerial ROVs
  • Collision with vessels or structures

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Professional Indemnity


  • Errors in survey data
  • Incorrect inspection reports
  • Failure to detect defects
  • Data loss or corruption
  • Breach of professional duty
  • Negligent advice or services

Business Interruption


  • Lost revenue from equipment failure
  • Additional expenses for replacement equipment
  • Delay in completion penalties
  • Loss of contracts due to incidents
  • Emergency response costs
  • Reputation management expenses

Cyber Protection


  • Data breach response
  • Cyber attack on control systems
  • Loss of survey data
  • System downtime costs
  • Privacy liability claims
  • Regulatory fines and penalties

Transit & Storage


  • Transportation between sites
  • International shipping coverage
  • Storage at client premises
  • Theft from vehicles or containers
  • Loading and unloading damage
  • Customs and duty protection

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Industries We Cover


  • Offshore Oil & Gas - Pipeline inspection, platform maintenance, subsea construction, and emergency response operations.
  • Marine Surveying - Hull inspections, port surveys, underwater structural assessments, and marine archaeology.
  • Renewable Energy - Wind farm maintenance, cable laying, foundation inspections, and turbine assessments.
  • Scientific Research - Ocean exploration, environmental monitoring, marine biology studies, and deep-sea research.
  • Construction & Infrastructure - Bridge inspections, dam surveys, tunnel assessments, and underwater construction monitoring.
  • Search & Recovery - Salvage operations, wreck surveys, evidence recovery, and emergency response services.

Key Risks for ROV Operations

Operational Risks


  • Equipment Failure: Critical system failures during deep-water operations can result in total loss of expensive ROV units
  • Tether Damage: Umbilical cables can be severed by propellers, debris, or marine life, causing loss of control
  • Collision Damage: ROVs can collide with structures, vessels, or seabed, causing significant damage
  • Environmental Conditions: Strong currents, poor visibility, and extreme depths increase operational risks
  • Human Error: Operator mistakes can lead to equipment damage or mission failure

Liability Risks


  • Third-Party Damage: ROVs can damage underwater cables, pipelines, or marine structures
  • Environmental Impact: Accidental pollution or damage to marine ecosystems
  • Professional Negligence: Errors in survey data or inspection reports can lead to costly claims
  • Aviation Liability: Aerial ROVs pose risks to aircraft and ground-based property
  • Marine Pollution: Fuel spills or hydraulic fluid leaks from ROV systems

Business Risks


  • Project Delays: Equipment failures can cause significant delays and penalty costs
  • Data Loss: Loss of valuable survey data or research findings
  • Reputation Damage: High-profile incidents can damage business reputation
  • Regulatory Compliance: Failure to meet safety or environmental regulations
  • Cyber Threats: Hacking of control systems or data theft

Why Choose Insure24 for ROV Insurance?


  • Specialist Expertise - Deep understanding of ROV operations and the unique risks faced by remotely-operated vehicle operators across all industries.
  • Comprehensive Coverage - All-in-one policies covering equipment, liability, professional indemnity, and business interruption in a single package.
  • Global Operations - Worldwide coverage for international projects, including territorial waters and international maritime zones.
  • Rapid Claims Service - 24/7 claims reporting with specialist adjusters who understand ROV technology and operations.
  • Risk Management - Access to risk assessment services and safety protocols to help prevent incidents and reduce premiums.
  • Flexible Terms - Project-specific or annual policies available, with coverage that adapts to your operational requirements.

How to Get ROV Insurance


  • 1. Initial Consultation - Contact our specialists to discuss your ROV operations, equipment values, and specific coverage requirements.
  • 2. Risk Assessment - We'll evaluate your operational risks, safety procedures, and equipment specifications to design appropriate coverage.
  • 3. Tailored Quote - Receive a comprehensive quote covering all aspects of your ROV operations with competitive premiums.
  • 4. Policy Activation - Once accepted, your policy can be activated immediately with full documentation and 24/7 claims support.

Regulatory Compliance & Safety


  • Maritime Regulations - Our policies ensure compliance with IMO regulations, port authority requirements, and international maritime law for ROV operations in territorial and international waters.
  • Aviation Standards - Aerial ROV coverage meets CAA requirements and international aviation standards for unmanned aircraft systems operating in controlled airspace.
  • Environmental Protection - Coverage includes environmental liability protection to meet MARPOL requirements and local environmental protection regulations.
  • Health & Safety - Policies support compliance with HSE regulations, IMCA guidelines, and industry-specific safety standards for ROV operations.
Customer quote icon

As a research institution, we needed flexible coverage for our deep-sea exploration ROVs. Insure24 understood our unique requirements and delivered exactly what we needed."

Marine Research Institute, Plymouth

Why Choose Insure24 for Remotely Operated Vehicles Insurance?


  • Specialist Knowledge - We understand the unique risks facing Remotely Operated Vehicles operators
  • Comprehensive Coverage - Multiple insurance products designed to work together
  • Competitive Pricing - Tailored quotes based on your specific venue and operations
  • Expert Support - Dedicated team available when you need us most
  • Quick Claims - Fast response when incidents occur
  • FCA Regulated - Authorized and regulated by the Financial Conduct Authority

Protect Your Remotely Operated Vehicles Operator Business with Specialist Insurance Coverage

Get Your Remotely Operated Vehicles Insurance Quote Today

Don't leave your Remotely Operated Vehicles exposed to unnecessary risks.

Our specialist team will assess your business's unique needs and provide a comprehensive insurance solution that protects your operations, your customers, and your livelihood.

Call us now: 0330 127 2333

Or get an instant online quote at insure24.co.uk

FREQUENTLY ASKED QUESTIONS

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What types of remotely-operated vehicles are covered?

We cover all types of ROVs including underwater inspection vehicles, work-class ROVs, observation ROVs, aerial drones, ground-based robots, and autonomous underwater vehicles (AUVs). Coverage extends to all associated equipment including cameras, sensors, manipulators, and control systems.

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Does the insurance cover international operations?

Yes, our ROV insurance provides comprehensive worldwide coverage including territorial waters, international maritime zones, and cross-border operations. We understand that ROV projects often span multiple jurisdictions and our policies are designed to provide seamless protection regardless of location.

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What is the maximum coverage limit for ROV equipment?

Coverage limits are tailored to your specific equipment values and operational requirements. We can provide coverage from £100,000 for smaller ROV systems up to £50 million+ for large fleet operations or high-value work-class ROVs. Limits are determined based on replacement costs and operational exposure.

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Are there any depth restrictions for underwater ROV coverage?

Our standard policies cover operations to depths of 6,000 meters. For ultra-deep operations beyond this depth, we can arrange specialist coverage through our marine underwriters. There are no restrictions for shallow water, coastal, or inland waterway operations.

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Does the policy cover ROV operations from support vessels?

Yes, coverage extends to ROV operations conducted from support vessels, including launch and recovery operations, deck operations, and transit between sites. We can also arrange coverage for the support vessel itself if required.

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What about coverage for prototype or experimental ROVs?

We provide specialist coverage for prototype, experimental, and research ROVs. These policies are individually underwritten based on the specific technology, operational parameters, and risk profile of the experimental system.

Operations in disputed territorial waters require specialist underwriting and may involve additional premiums or exclusions. We work with specialist marine insurers to provide coverage where legally permissible, always ensuring compliance with international law and sanctions.

Related Covers

ROV operators often need cover shaped around subsea inspection, tethered operations, vessel support, offshore contracts and recovery risk. These links keep readers focused on related marine and offshore insurance pages instead of generic articles.