Gun Shop Insurance

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Comprehensive coverage for firearms retail businesses across the UK

Get the Right Insurance for Your Business

Answer a few quick questions to find the right cover for your business.

Start Your Quote

Not sure what cover you need? Get a quick recommendation

CALL FOR EXPERT ADVICE GET A QUOTE NOW

Insurers We Work With

We work with a panel of UK insurers to help compare suitable cover options for a wide range of businesses.

  • Allianz insurance logo
  • Aviva insurance logo
  • QBE insurance logo
  • RSA insurance logo
  • Zurich insurance logo
  • NIG insurance logo

Protect Your Gun Shop Business with Specialist Insurance Coverage

Customer quote icon

I just bought an Insure24 gun shop insurance policy, for my business partner's and me, and saved £1205 a year! 

Adam Willis , Willis Gun Shop 

Why Choose Insure24 for Gun Shop Insurance?


  • Specialist Knowledge - We understand the unique risks facing gun shop operators
  • Comprehensive Coverage - Multiple insurance products designed to work together
  • Competitive Pricing - Tailored quotes based on your specific venue and operations
  • Expert Support - Dedicated team available when you need us most
  • Quick Claims - Fast response when incidents occur
  • FCA Regulated - Authorized and regulated by the Financial Conduct Authority

Get the Right Insurance for Your Business

Answer a few quick questions to find the right cover for your business.

Start Your Quote

Not sure what cover you need? Get a quick recommendation

CALL FOR EXPERT ADVICE GET A QUOTE NOW

Protect Your Gun Shop Business with Specialist Insurance Coverage

Get Your Gun Shop Insurance Quote Today

Don't leave your gun shop exposed to unnecessary risks.

Our specialist team will assess your business's unique needs and provide a comprehensive insurance solution that protects your operations, your customers, and your livelihood.

Call us now: 0330 127 2333

Or get an instant online quote at insure24.co.uk

FREQUENTLY ASKED QUESTIONS

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Do I need special insurance for my gun shop?

Yes, gun shops require specialist insurance due to the unique risks associated with firearms retail. Standard business insurance typically excludes firearms-related activities, making specialist coverage essential for proper protection.

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What security requirements affect my insurance?

Insurance providers require compliance with strict security measures including approved safes, alarm systems, CCTV, and secure storage protocols. Meeting these requirements can significantly reduce your premiums.

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How much does gun shop insurance cost?

Gun shop insurance costs vary based on factors including stock value, security measures, location, and coverage limits. Typical premiums range from £2,000 to £10,000 annually. Enhanced security systems and clean claims history can reduce costs significantly.

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What is the minimum coverage required for firearms dealers?

While there's no legal minimum, most firearms dealers need at least £1 million public liability coverage. Professional indemnity insurance of £500,000 minimum is recommended, with stock coverage matching your inventory value.

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Does gun shop insurance cover ammunition sales?

Yes, comprehensive gun shop insurance covers ammunition sales, storage, and related liability. This includes coverage for defective ammunition claims and storage compliance requirements.

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Are shooting range activities covered?

If your gun shop includes shooting range facilities, this requires additional specialist coverage. Standard gun shop insurance may not cover range activities, so separate shooting range insurance is typically needed.

Related Covers

Gun shops combine specialist stock exposure, regulatory compliance, secure premises, and high-value retail risk. These guides connect gun-shop cover with the most relevant general retail, specialist shop, and premises-risk pages across related cover and guidance pages.