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Insurers We Work With
We work with a panel of UK insurers to help compare suitable cover options for a wide range of businesses.
Protect Your Limited Company with Tailored Insurance Solutions
Running a limited company comes with unique risks and responsibilities. At Insure24, we understand the specific challenges facing UK limited companies and provide comprehensive insurance solutions to protect your business, assets, and reputation.
Get your free quote today:
Essential Insurance Coverage for Limited Companies
Professional Indemnity Insurance
Protects against claims of professional negligence, errors, or omissions in your services. Essential for service-based limited companies and those providing professional advice.
- Client claims protection
- Legal defense costs
- Subcontractor claims coverage
- Previous work protection
Get the Right Insurance for Your Business
Answer a few quick questions to find the right cover for your business.
Start Your QuoteNot sure what cover you need? Get a quick recommendation
Public Liability Insurance
Covers claims from third parties for injury or property damage caused by your business operations.
- Third-party injury claims
- Property damage protection
- Legal costs coverage
- Up to £10 million coverage available
Get the Right Insurance for Your Business
Answer a few quick questions to find the right cover for your business.
Start Your QuoteNot sure what cover you need? Get a quick recommendation
Employers' Liability Insurance
Legally required if you employ staff. Protects against claims from employees for work-related injuries or illnesses.
- Employee injury claims
- Occupational illness coverage
- Legal compliance
- Minimum £5 million coverage
Commercial Combined Insurance
Comprehensive package combining multiple coverages for complete business protection.
- Buildings and contents insurance
- Business interruption coverage
- Equipment and stock protection
- Cyber liability protection
Directors & Officers Insurance
Specialist protection for company directors and officers against personal liability claims.
- Personal liability protection
- Employment practices coverage
- Regulatory investigation costs
- Corporate reimbursement
Why Choose Insure24 for Your Limited Company Insurance?
- Specialist Expertise: Deep understanding of limited company risks and requirements
- Tailored Solutions: Policies designed specifically for your business sector and size
- Competitive Rates: Access to leading insurers for the best coverage at competitive prices
- Claims Support: Dedicated claims handling and support when you need it most
- Regulatory Compliance: Ensuring your insurance meets all legal requirements
- Flexible Payment Options: Monthly or annual payment plans available
Get Your Limited Company Insurance Quote Today
Equipment Protection
- Equipment, and controllers
- Professional lighting systems and effects
- Sound systems and amplification equipment
- Security cameras and access control systems
- Legal expenses for licensing disputes
- Support for health and safety compliance
- Assistance with noise complaints and regulatory issues
- Special events and private hire protection
- Visiting and performer liability
- Promotional activity coverage
I just bought an Insure24 limited company insurance policy, for my business partner's and me, and saved £205 a year!
Iffy Davies , HogarthsWhy Choose Insure24 for Limited Company Insurance?
- Specialist Knowledge - We understand the unique risks facing limited company operators
- Comprehensive Coverage - Multiple insurance products designed to work together
- Competitive Pricing - Tailored quotes based on your specific venue and operations
- Expert Support - Dedicated team available when you need us most
- Quick Claims - Fast response when incidents occur
- FCA Regulated - Authorized and regulated by the Financial Conduct Authority
Get the Right Insurance for Your Business
Answer a few quick questions to find the right cover for your business.
Start Your QuoteNot sure what cover you need? Get a quick recommendation
Protect Your Limited Business with Specialist Insurance Coverage
Get Your Limited Company Insurance Quote Today
Don't leave your limited company exposed to unnecessary risks.
Our specialist team will assess your business's unique needs and provide a comprehensive insurance solution that protects your operations, your customers, and your livelihood.
Call us now: 0330 127 2333
Or get an instant online quote at insure24.co.uk
FREQUENTLY ASKED QUESTIONS
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What insurance is legally required for limited companies?
Employers' Liability Insurance is legally required if your limited company employs staff, with minimum coverage of £5 million. Professional Indemnity Insurance may also be required depending on your industry or professional body requirements.
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How much does limited company insurance cost?
Costs vary significantly based on your business type, size, turnover, and risk profile. Professional Indemnity can start from £200 annually for low-risk consultancies, while comprehensive packages for higher-risk businesses may cost several thousand pounds. We provide tailored quotes based on your specific requirements.
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What factors affect my insurance premium?
Key factors include business type and sector, annual turnover, number of employees, claims history, business premises, and the level of coverage required. Higher-risk industries typically face higher premiums.
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How do I make a claim on my limited company insurance?
Claims Process:
- Contact us immediately on 0330 127 2333 or through your online account
- Provide full details of the incident and any supporting documentation
- Our claims team will guide you through the process and liaise with insurers
- Keep all receipts and evidence related to the claim
- Do not admit liability or make any settlements without insurer approval
- Claims are typically processed within 10-15 working days for straightforward cases
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Will previous convictions affect my insurance?
Convictions Impact:
- You must declare any unspent convictions for company directors and key personnel
- Minor convictions (e.g., traffic offenses) typically have minimal impact
- Fraud, theft, or dishonesty convictions may significantly affect premiums or availability
- Each case is assessed individually by insurers
- Spent convictions under the Rehabilitation of Offenders Act generally don't need declaring
- Non-disclosure of relevant convictions can void your policy
- We work with specialist insurers who consider applications with adverse backgrounds
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How does adverse credit history affect my insurance options?
Adverse Credit Considerations:
- Poor credit history can impact insurance availability and pricing
- Insurers may require credit checks for company directors
- CCJs, bankruptcies, or IVAs must typically be declared
- Recent financial difficulties have more impact than older, resolved issues
- Some insurers specialize in providing cover for businesses with credit issues
- Higher deposits or annual payments may be required
- Improving credit score over time can lead to better insurance terms
- We can access specialist markets for adverse credit situations
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