Metalwork & Engineering Workshop Insurance

Specialist insurance for metal fabrication, welding, machining & engineering workshops

SPEAK TO A WORKSHOP INSURANCE SPECIALIST GET METALWORK WORKSHOP QUOTES

We compare quotes from leading insurers

  • Allianz
  • Aviva
  • QBE
  • RSA
  • Zurich
  • NIG

INSURANCE BUILT FOR METALWORK & ENGINEERING WORKSHOPS

  • PUBLIC & PRODUCTS LIABILITY

  • TOOLS & MACHINERY

  • PROPERTY & STOCK

  • BUSINESS INTERRUPTION

Why Specialist Cover Matters

Metalworking and engineering workshops face higher-risk exposures including hot works, heavy machinery, fabrication defects, and fire hazards. Standard workshop insurance often excludes welding, cutting, or bespoke manufacturing risks. Insure24 arranges cover designed specifically for engineering environments.

Typical Covers Included

  • Public & Products Liability (faulty fabrication, injury, property damage)
  • Employers’ Liability (legal requirement)
  • Tools, Plant & Engineering Machinery
  • Buildings, Contents & Stock
  • Fire & Hot-Works Risk
  • Business Interruption & Loss of Income
  • Goods in Transit (optional)
SPEAK TO A WORKSHOP INSURANCE SPECIALIST GET METALWORK WORKSHOP QUOTES

Who We Insure

  • Metal fabrication & welding workshops
  • CNC machining & precision engineering
  • Sheet metal & structural steel fabricators
  • Toolmaking & component manufacturing
  • Prototype & bespoke engineering firms

FREQUENTLY ASKED QUESTIONS

+-Do you cover welding and hot-works?

Yes. We arrange policies that specifically allow welding, cutting, grinding and other hot-works activities, subject to risk controls.

+-Is faulty workmanship covered?

Products liability covers injury or property damage caused by fabricated items. Professional indemnity may be required for design or specification errors.

+-Can I insure CNC machines and specialist plant?

Yes. We insure owned and hired-in machinery including CNC lathes, mills, presses, plasma cutters and specialist engineering equipment.

+-Is Employers’ Liability compulsory?

Yes. If you employ staff, even temporarily, UK law requires Employers’ Liability insurance with a minimum £5 million limit.

+-How quickly can cover start?

In most cases cover can start the same day, once details are confirmed and payment is arranged.

Related Metalwork Workshop Guides

Metalworking businesses usually need links between hot works, machinery values, liability and specialist premises risks. These guides connect the metalwork page with the strongest workshop pages across related cover and guidance pages.

Specialist Workshops

Core Cover

Operational Risks