Small Workshop Insurance

Specialist insurance for small workshops, fabricators, repair units and light-industrial premises

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We compare quotes from leading UK workshop insurers

  • Allianz
  • Aviva
  • QBE
  • RSA
  • Zurich

INSURANCE DESIGNED FOR SMALL WORKSHOPS

Small workshops face a unique combination of risks - from fire and theft to employee injury, machinery breakdown and public liability claims. Insure24 arranges tailored workshop insurance designed specifically for smaller operations.

What Does Small Workshop Insurance Cover?


  • Public Liability – injury or property damage claims
  • Employers’ Liability – legal cover for staff injuries
  • Tools, Equipment & Machinery Insurance
  • Workshop Building & Contents Cover
  • Fire, Theft, Flood & Accidental Damage
  • Business Interruption / Loss of Income
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Who Needs Small Workshop Insurance?


  • Fabrication & light engineering workshops
  • Woodworking & joinery shops
  • Metalworking and welding workshops
  • Repair & refurbishment workshops
  • Small manufacturing units

Why Choose Insure24?

  • UK-based workshop insurance specialists
  • Policies tailored for small, non-motor workshops
  • Competitive premiums with flexible limits
  • Fast quotes and expert FCA-compliant advice

FREQUENTLY ASKED QUESTIONS

+-What is small workshop insurance?

Small workshop insurance is a tailored business insurance policy designed to protect smaller workshop premises against liability claims, property damage, theft, employee injuries and business interruption.

+-Do I need employers’ liability insurance for a workshop?

Yes. Employers’ liability insurance is a legal requirement in the UK if you employ staff, including part-time or temporary workers.

+-Are tools and machinery covered?

Yes. Small workshop policies can include cover for owned tools, machinery and equipment against theft, fire and accidental damage.

+-Is motor trade activity included?

No. This policy is designed for non-motor small workshops only. Motor trade risks require specialist motor trade insurance.

+-How much does small workshop insurance cost?

Premiums depend on your workshop size, activities, equipment value, claims history and cover limits. Many small workshops can obtain cover from just a few hundred pounds per year.

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Running a workshop business involves numerous risks that could potentially devastate your operations if not properly protected. Whether you …

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