Fire, Flood & Property Damage Insurance

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Protect your workshop premises, contents and machinery against fire, flood and physical damage

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We compare quotes from leading insurers

  • Allianz
  • Aviva
  • QBE
  • RSA
  • Zurich
  • NIG

FIRE, FLOOD & PROPERTY DAMAGE INSURANCE FOR WORKSHOPS

  • FIRE DAMAGE

  • FLOOD & WATER DAMAGE

  • BUILDINGS & CONTENTS

  • BUSINESS INTERRUPTION

Why Property Damage Insurance Matters for Workshops

Workshops face a heightened risk of fire, flood and accidental property damage due to machinery, electrical systems, combustible materials and storage of stock. A single incident can cause extensive damage to premises, equipment and materials, bringing operations to a halt. Fire, Flood & Property Damage Insurance helps protect your business from major financial loss.

Common Property Risks for Workshops

  • Fire caused by machinery, electrics or hot works
  • Flooding from heavy rain, burst pipes or drainage failure
  • Smoke and heat damage to stock and equipment
  • Storm, impact or structural damage to buildings
  • Water damage affecting tools, machinery and materials
  • Loss of income while repairs are completed

What Fire, Flood & Property Damage Insurance Can Cover

  • Workshop buildings (owned or leased)
  • Contents, machinery and equipment
  • Stock, materials and work-in-progress
  • Fixtures, fittings and internal improvements
  • Debris removal and clean-up costs
  • Business interruption and loss of income
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Why Choose Insure24

  • Property cover tailored for workshop environments
  • Flexible sums insured for buildings and contents
  • Cover accepted by landlords and finance providers
  • Fast quotes and UK-based specialist advice

FREQUENTLY ASKED QUESTIONS

+-Does this insurance cover fire damage to workshops?

Yes. Fire damage to buildings, contents, machinery and stock can be covered, subject to policy terms and declared values.

+-Is flood damage included?

Flood and water damage can be included, depending on location and risk assessment.

+-Are leased or rented premises covered?

Yes. Contents and tenant improvements can be insured even if you do not own the building.

+-Does this include business interruption?

Business interruption cover can compensate for lost income while repairs are carried out following insured property damage.

+-How quickly can cover be arranged?

In many cases, cover can be arranged the same day once property details are confirmed.

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