Motorbike & Bicycle Workshop Insurance

Insurance designed for motorcycle and bicycle repair, servicing and customisation workshops

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  • QBE
  • RSA
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INSURANCE FOR BIKE REPAIR & SERVICING WORKSHOPS

Motorbike and bicycle workshops face specialist risks - from customer bikes stored on-site to powered tools, lifting equipment and public liability exposure. Insure24 arranges tailored insurance for small and medium-sized bike workshops across the UK.

What Does Motorbike & Bicycle Workshop Insurance Cover?


  • Public Liability – injury or property damage claims
  • Employers’ Liability – required if you employ staff
  • Tools, Equipment & Workshop Machinery
  • Customer Bikes in Care, Custody & Control
  • Fire, Theft, Flood & Accidental Damage
  • Business Interruption / Loss of Income
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Who Is This Insurance For?


  • Motorcycle repair & servicing workshops
  • Bicycle repair and maintenance shops
  • Custom bike builders & restorers
  • Electric bike (e-bike) workshops
  • Independent bike mechanics & specialists

Why Choose Insure24?

  • Workshop insurance specialists
  • Cover designed for repair & servicing only
  • Competitive premiums and flexible limits
  • UK-based FCA-compliant advice

FREQUENTLY ASKED QUESTIONS

+-What is motorbike & bicycle workshop insurance?

Insurance designed for bike repair and servicing workshops, covering liability risks, tools, premises and customer bikes while in your care.

+-Are customer bikes covered?

Yes. Policies can include cover for customer motorbikes and bicycles while stored, repaired or worked on at your premises.

+-Is this full motor trade insurance?

No. This policy is for workshop repair and servicing only. Sales, road risks or dealerships require full motor trade insurance.

+-Do I need employers’ liability insurance?

Yes. Employers’ liability insurance is legally required in the UK if you employ staff or apprentices.

+-How much does bike workshop insurance cost?

Costs depend on workshop size, number of bikes handled, equipment values and claims history. Many workshops can obtain cover from a few hundred pounds per year.

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Running a workshop business involves numerous risks that could potentially devastate your operations if not properly protected. Whether you …

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