Automotive Workshop Insurance

Specialist insurance for vehicle repair garages, MOT centres, servicing & diagnostic workshops

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We compare quotes from leading workshop insurers

  • Allianz
  • Aviva
  • QBE
  • RSA
  • Zurich
  • NIG

Insurance Built for Automotive Workshops

Automotive workshops face unique risks - from customer vehicles in your care to fire hazards, faulty repairs, employee injuries and expensive tools. Insure24 arranges tailored insurance packages designed specifically for vehicle repair and servicing businesses.

What Does Automotive Workshop Insurance Cover?


  • Public Liability – injury or property damage to customers or visitors
  • Employers’ Liability – mandatory cover for workshop staff
  • Tools & Equipment – theft, damage or vandalism
  • Customers’ Vehicles – damage while under your care
  • Fire, Flood & Premises Damage
  • Business Interruption – loss of income after insured events
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Who Needs Automotive Workshop Insurance?


  • Vehicle repair garages
  • MOT testing centres
  • Servicing & diagnostics workshops
  • Body repair & paint shops
  • Specialist vehicle repairers

Why Choose Insure24?


  • Workshop-specific underwriting
  • Fast quotes & same-day cover
  • UK-based claims support
  • Flexible combined insurance packages
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FREQUENTLY ASKED QUESTIONS

+-Is Automotive Workshop Insurance legally required?

Employers’ Liability is legally required if you employ staff. Other covers are not mandatory but strongly recommended.

+-Are customers’ vehicles covered while in my workshop?

Yes, cover can include accidental damage, fire or theft of customer vehicles while in your care.

+-Does this insurance cover MOT testing risks?

Yes, MOT testing risks can be included, subject to insurer terms and correct declarations.

+-Are tools insured away from the premises?

Portable tool cover can be included for theft or damage away from your main workshop.

+-How much does Automotive Workshop Insurance cost?

Premiums depend on turnover, staff numbers, tools value, premises size and activities. Quotes are tailored.

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Running a workshop business involves numerous risks that could potentially devastate your operations if not properly protected. Whether you …

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