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Business Insurance Quotes for UK Companies
Compare business insurance quotes with broker support across liability, staff, property, interruption, professional and cyber cover. Start with what your company does and the loss you need to protect against.
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Working with insurer markets
Market access and cover availability depend on trade, disclosure, claims history, underwriting appetite and policy terms.
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- CHUBB
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- AXA
Business insurance, made clearer
Business insurance is not one standard policy. The right structure depends on what your company does, who it employs and which losses could interrupt trading.
Insure24 helps UK businesses identify the most relevant route and request terms from available insurer markets. Cover, limits and price remain subject to underwriting and policy wording.
Public liability
For injury or property-damage allegations involving customers, visitors or third parties.
Explore public liability →Employers’ liability
For employee injury or illness connected with work, subject to policy terms and legal requirements.
Explore employers’ liability →Professional indemnity
For allegations that advice, design or professional services caused a client financial loss.
Explore professional indemnity →Property and equipment
For buildings, contents, stock, machinery or equipment where insured damage could disrupt work.
Explore commercial property →Cyber
For businesses that depend on systems, email, digital payments, cloud services or customer data.
Explore cyber insurance →Commercial combined
For firms that may benefit from several property and liability sections within one arrangement.
Explore combined cover →Get to the right business insurance quote route
Use the route that matches the decision you are trying to make now.
Request quotes
Describe your business and the cover you want to explore.
Start a quote →Identify the cover
Start here if the right mix of liability, property, professional or cyber cover is unclear.
Review your needs →Compare options
Compare scope, limits, excesses and wording rather than looking at price alone.
Compare business insurance →Understand cost
See the business details and risk factors that commonly influence premium.
Review cost factors →Check requirements
Review common legal, contractual, landlord and tender requirements.
Check requirements →Small business cover
A simpler starting point for sole traders, startups and smaller companies.
Explore small business cover →What insurers usually assess
A clearer risk presentation can help insurers understand the cover structure your business needs.
- Your actual activities, customers and where work is carried out.
- Turnover, payroll, staff, subcontractors and contract values.
- Premises, stock, machinery, equipment and interruption exposure.
- Claims history, risk controls and any required limits or wording.
- Professional advice, designs, specifications or client deliverables.
- Reliance on data, online systems, cloud services and digital payments.
Business insurance FAQs
What insurance does a business usually need?
That depends on what the business does, but many companies review public liability, employers' liability, professional indemnity, cyber, property and business interruption exposure. Some fit well into one commercial combined structure, while others need separate specialist cover.
Can I compare business insurance quotes online in the UK?
Yes. You can start the business insurance quote process online, then refine the cover around trade activities, turnover, staff, premises, contracts, claims history and required limits before terms are placed.
Is employers' liability insurance a legal requirement in the UK?
For most UK businesses with employees, employers' liability insurance is generally a legal requirement. There are exemptions, but many employers need this cover from the point they become an employer.
Is public liability insurance compulsory?
Public liability insurance is not generally compulsory by law in the same way employers' liability often is, but it is frequently required commercially by clients, landlords, venues and contracts.
How much does business insurance cost?
Cost depends on the trade, turnover, payroll, premises, claims history, limits and the type of cover being quoted. A clear underwriting presentation usually helps produce more accurate pricing.
Can a small business need cyber insurance?
Yes. Many small businesses depend on email, online banking, cloud software, customer records and digital payments, which can create meaningful cyber exposure even where the firm is not tech-led.
Compare business insurance quotes
Tell us what your business does and we can help route the enquiry towards relevant liability, property, cyber, professional indemnity or commercial combined cover.