Monumental Masons Including Building Insurance

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Insurance for monumental masons, memorial masons and stonemasons carrying out headstone, memorial, stone fixing and building work.

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Monumental mason insurance for memorial, stone and building work

Monumental masonry can combine public access, cemeteries, heavy stone, lifting, fixing, tools, workshop processes, vehicle loading, site work and contract works exposure.

  • Allianz
  • Aviva
  • QBE
  • RSA
  • Zurich
  • NIG

Insurance for Monumental Masons Including Building Work

Monumental masons including building insurance is for businesses making, supplying, restoring, fixing or installing memorials, headstones, plaques, stonework and related masonry while also carrying out building or site work.

It can suit memorial masons, stonemasons, cemetery contractors, restoration contractors and businesses working with granite, marble, limestone, sandstone, slate, concrete bases, fixings and structural or decorative stone.

Who This Page Is For

  • Monumental masons, memorial masons and cemetery stone contractors.
  • Stonemasons carrying out building, repair, restoration or installation work.
  • Businesses cutting, engraving, transporting, fixing or restoring memorial stone.
  • Contractors working in cemeteries, churchyards, domestic properties, commercial sites and heritage locations.

What Cover Can Include

  • Public liability for injury, property damage, cemetery visitors, site access and stone fixing incidents.
  • Employers' liability for employees, apprentices, labour-only subcontractors and supervised workers.
  • Tools, lifting equipment, workshop equipment, stone stock, materials and goods in transit.
  • Contract works for unfinished building work, memorial installations and materials on site.
  • Products liability, commercial vehicle, business interruption and legal expenses where required.

Monumental Masonry Risks

Claims can involve unstable memorials, falling stone, lifting injuries, damage to graves, cemetery visitor injury, chipped or broken stone, vehicle loading incidents, theft of tools or materials, workshop accidents and disputes over fixing or restoration quality.

Monumental masons including building insurance

Insurer Questions

  • What split of work is memorial masonry, building and restoration?
  • Do you cut, engrave, fix, lift, transport or restore stone?
  • Do you work in cemeteries, churchyards, public areas or construction sites?
  • What lifting equipment, tools, vehicles and stock values need cover?
  • Do you use employees, subcontractors, cranes, scaffolding or work at height?

Stone Handling and Public Access

Memorial and stone work often happens in places with public access. Insurers may review lifting methods, fixing standards, temporary protection, vehicle access, cemetery rules and visitor safety procedures.

Building Work and Contract Works

If the business also carries out building, restoration or site masonry, contract works, tools, plant, scaffolding, height work and subcontractor arrangements should be declared clearly.

Related Contractor Pages

MONUMENTAL MASONS INCLUDING BUILDING INSURANCE FAQS

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What does monumental masons including building insurance cover?

It can include public liability, employers' liability, tools, plant, stone stock, contract works, goods in transit, business interruption, commercial vehicle and products liability depending on the work carried out.

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Is building work different from memorial masonry for insurance?

Yes. Memorial masonry may involve cemeteries, graveyards, memorial fixing and public access, while building work may involve site contracts, structural stonework, lifting, scaffolding, working at height and contract works exposure.

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What information helps insurers quote?

Insurers usually ask about memorial and building work split, stone cutting, fixing, lifting equipment, cemetery work, height work, contract values, tools, plant, stock values, employees, subcontractors and claims history.