W&I insurance and escrow are different tools. Insurance transfers defined risks to an insurer under a policy, while escrow holds agreed funds under contractual release conditions.
The better structure is transaction-specific and should be assessed with legal, tax and insurance advisers. Either approach may retain risks, limits and procedural conditions.
Important: availability, cover, price and timing depend on the transaction, due diligence, insurer appetite and final policy terms. Nothing on this page is legal, tax or personalised regulated advice.
A policy may provide recovery for covered loss from an insured warranty breach.
A portion of transaction funds is held under an agreed mechanism.
Compare the whole structure rather than one headline cost.
No. The parties may use insurance, escrow, contractual recourse or a combination, depending on the negotiated allocation of risk.
No universal comparison is reliable. Each insurance policy and escrow arrangement has its own evidence, process and dispute provisions.
No. This is general insurance information. The transaction parties should obtain their own legal and tax advice.
Product statements are qualified by Insure24's approved proposition and reviewed against the following public sources.
Prepared as general information for UK transaction participants and advisers.
Tell us whether you are a buyer, seller or adviser, the target activity and location, the transaction structure, an approximate value band, the expected timetable and whether an identified risk exists. Do not include confidential documents or detailed risk information at this stage.
My Account
