Specialist transaction insurance

W&I Insurance for Smaller Deals

W&I insurance may be available for some smaller transactions, but there is no universal deal-size or premium threshold that Insure24 can promise. Appetite depends on the complete submission and market conditions at the time.

Insure24 is an insurance broker Specialist wholesale route with Citynet Case-by-case underwriting

Direct answer

A proportionate, well-organised process can be especially important where fixed underwriting and advisory work represents a larger share of the transaction budget.

Important: availability, cover, price and timing depend on the transaction, due diligence, insurer appetite and final policy terms. Nothing on this page is legal, tax or personalised regulated advice.

Prepare an early summary

A concise submission helps determine whether a specialist market review is proportionate.

  • Deal structure, value band and target activity.
  • Buyer, seller, advisers and relevant jurisdictions.
  • Expected signing or completion timing.

Show proportionate diligence

Smaller deal does not mean no diligence.

  • Explain the legal, financial and tax work planned.
  • Identify any gaps or limitations early.
  • Separate known issues from unknown warranty risk.

Consider total value

The decision is broader than premium alone.

  • Requested protection and seller recourse.
  • Cost of diligence and underwriting.
  • Policy scope, exclusions and transaction certainty.
Confidentiality: do not send data-room access, diligence reports, transaction documents or sensitive deal details through the general contact form. Ask Paul or Salvatore to agree a suitable secure exchange route first.

W&I Insurance for Smaller Deals FAQs

What is the minimum deal size for W&I insurance?

There is no universal minimum that should be relied upon. Current appetite must be checked for the specific transaction.

Can a smaller deal use a streamlined process?

Sometimes, but the evidence required depends on the transaction and the markets considering it. Streamlined does not mean automatic acceptance.

When should I ask for an appetite check?

Once the transaction structure, approximate value, parties, advisers, diligence plan and timing can be summarised without sending confidential documents through an unsecured route.

Sources and verification

Product statements are qualified by Insure24's approved proposition and reviewed against the following public sources.

Editorial and technical review

Prepared as general information for UK transaction participants and advisers.

Technical review: Salvatore Scarpato
Last reviewed:
Scheduled review:

Discuss the transaction at a high level

Tell us whether you are a buyer, seller or adviser, the target activity and location, the transaction structure, an approximate value band, the expected timetable and whether an identified risk exists. Do not include confidential documents or detailed risk information at this stage.