W&I insurance may cover certain loss resulting from a breach of insured warranties or specified tax matters, but only as defined by the negotiated policy. The sale agreement alone does not determine insurance cover.
The policy schedule, definitions, warranties covered, exclusions, retention, limit, disclosure and claims provisions must be read together.
Important: availability, cover, price and timing depend on the transaction, due diligence, insurer appetite and final policy terms. Nothing on this page is legal, tax or personalised regulated advice.
The exact scope follows the transaction and policy, not a universal checklist.
W&I is not intended to make every business risk insurable.
A covered claim requires more than showing that the target underperformed.
Not automatically. The policy identifies the insured warranties and may modify or exclude parts of the contractual warranty package.
Known or disclosed issues are generally not treated as unknown warranty breaches. Some identified risks may be considered under another specialist product.
Only if the claimed loss results from an insured breach and is measured and covered under the policy terms. General underperformance is not automatically insured.
Product statements are qualified by Insure24's approved proposition and reviewed against the following public sources.
Prepared as general information for UK transaction participants and advisers.
Tell us whether you are a buyer, seller or adviser, the target activity and location, the transaction structure, an approximate value band, the expected timetable and whether an identified risk exists. Do not include confidential documents or detailed risk information at this stage.
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