With buyer-side W&I insurance, the buyer is normally the insured party and may claim under the policy for covered loss arising from an insured warranty breach, subject to the final wording.
The policy works alongside the sale and purchase agreement. It does not replace contractual negotiation, disclosure or buyer due diligence.
Important: availability, cover, price and timing depend on the transaction, due diligence, insurer appetite and final policy terms. Nothing on this page is legal, tax or personalised regulated advice.
The structure may provide a separate source of recovery for covered warranty loss.
Underwriters normally assess the scope and quality of the buyer's investigation.
The agreement and insurance wording need careful coordination.
No. Seller liability is negotiated in the transaction documents, and the policy will have its own limits, conditions and exclusions.
Known matters are generally not treated as unknown warranty breaches. A tax-liability or contingent-risk route may be considered for some identified exposures.
The parties' legal advisers. Insure24 acts as an insurance broker and does not provide legal or tax advice.
Product statements are qualified by Insure24's approved proposition and reviewed against the following public sources.
Prepared as general information for UK transaction participants and advisers.
Tell us whether you are a buyer, seller or adviser, the target activity and location, the transaction structure, an approximate value band, the expected timetable and whether an identified risk exists. Do not include confidential documents or detailed risk information at this stage.
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