• Physical damage from accidents and collisions
• Fire, explosion, and smoke damage
• Theft, pilferage, and non-delivery
• Weather-related damage including storm and flood
• Loading and unloading damage
• Contamination and spoilage
• Jettison and general average contributions
• Salvage charges and sue and labor costs

• Road transport including trucks and vans
• Rail freight and intermodal transportation
• Ocean freight and container shipping
• Air cargo and express delivery
• Inland waterway and barge transport
• Multimodal and combined transport
• Courier and parcel delivery services
• Specialized transport including refrigerated goods

• UK domestic transportation coverage
• European Union and EEA coverage
• Worldwide coverage excluding certain territories
• Worldwide coverage including all territories
• Specific trade route coverage
• Port-to-port and door-to-door coverage
• Warehouse-to-warehouse protection
• Extended coverage for storage and delays

• Delay in start-up coverage for machinery
• Increased value coverage for appreciation
• Replacement cost coverage for obsolete items
• Consequential loss and business interruption
• Customs duty and tax coverage
• Currency fluctuation protection
• War risks and strikes coverage
• Terrorism and political risk coverage

• Accidents and Collisions: Vehicle accidents can cause severe damage to cargo
• Handling Damage: Improper loading, unloading, or handling can damage goods
• Crushing and Impact: Heavy items can shift and damage other cargo
• Vibration Damage: Sensitive equipment can be damaged by transport vibrations
• Container Collapse: Structural failure of containers or transport vehicles

• Water Damage: Rain, flooding, or container leaks can damage cargo
• Temperature Variations: Extreme heat or cold affecting sensitive goods
• Humidity and Condensation: Moisture damage to electronics and materials
• Storm Damage: Severe weather affecting transport operations
• Contamination: Environmental pollutants affecting cargo quality

• Cargo Theft: Organized theft of valuable shipments
• Hijacking: Vehicle hijacking for cargo theft
• Pilferage: Partial theft of goods from shipments
• Warehouse Theft: Theft during storage or transshipment
• Document Fraud: Fraudulent documentation leading to cargo loss

• Equipment Breakdown: Refrigeration failure for temperature-sensitive goods
• Delay Risks: Extended transit times affecting perishable goods
• Customs Issues: Delays or confiscation due to documentation problems
• Port Congestion: Delays at ports affecting delivery schedules
• Carrier Insolvency: Financial failure of transportation providers

• Financial Protection - Protects your business from potentially devastating financial losses due to cargo damage, theft, or loss. Freight insurance ensures you have the financial resources to replace damaged goods, maintain customer relationships, and continue operations without significant disruption.
• Supply Chain Continuity - Enables rapid replacement of damaged or lost goods, minimizing disruption to your supply chain and customer deliveries. Quick claim settlements help maintain business relationships and operational efficiency during challenging situations.
• Global Trade Facilitation - Provides confidence to engage in international trade by protecting against the increased risks of global shipping. Comprehensive coverage enables businesses to expand into new markets without excessive risk exposure.
• Competitive Advantage - Demonstrates financial stability and risk management to customers and partners. Proper freight insurance can be a differentiating factor when competing for contracts or establishing trading relationships with new customers.
• Carrier Liability Gaps - Fills the significant gaps in carrier liability coverage, which is often limited by international conventions and may not cover the full value of your shipments. Provides comprehensive protection beyond basic carrier responsibilities.
• Flexible Coverage Options - Modern freight insurance can be tailored to specific shipping patterns, cargo types, and geographic requirements. From single shipment coverage to annual policies for regular shippers, policies can be customized for optimal protection.

• 1. Shipping Analysis - We begin with a comprehensive analysis of your shipping patterns, cargo types, transportation modes, and geographic coverage requirements. Our experts assess your current coverage, identify potential gaps, and understand your risk tolerance and budget.
• 2. Risk Assessment - Our team conducts a detailed evaluation of your freight risks, including cargo values, transportation routes, handling requirements, and potential exposure scenarios. This assessment ensures accurate coverage levels and appropriate premium calculations.
• 3. Market Comparison - We compare policies from multiple leading freight insurers to find the best combination of coverage, terms, and pricing for your specific situation. Our market knowledge ensures you receive competitive rates without compromising on essential protection.
• 4. Policy Customization - We work with insurers to customize your policy terms, coverage limits, deductibles, and geographic scope to match your exact requirements. Every policy is tailored to provide optimal protection for your unique shipping operations.
• 5. Documentation and Implementation - Once you approve the recommended coverage, we handle all documentation, policy setup, and implementation details. You receive comprehensive policy documents, certificates of insurance, and clear explanations of all coverage terms.
• 6. Ongoing Support - Our relationship continues with ongoing claims assistance, policy reviews, coverage updates, and renewal management. We ensure your protection remains optimal as your shipping operations evolve and expand.

• Hague-Visby Rules
• Hamburg Rules
• Rotterdam Rules
• International Convention for the Safety of Life at Sea (SOLAS)
• International Maritime Dangerous Goods (IMDG) Code

Customs and Trade Compliance

We ensure our freight insurance policies meet international customs requirements, supporting smooth cross-border transportation and minimizing potential regulatory complications. Our coverage addresses documentation requirements for various international shipping scenarios.

Risk Management Standards

Our policies align with international risk management standards, including ISO 31000 risk management guidelines. We provide comprehensive coverage that meets the highest industry standards for cargo protection and risk mitigation.

• Specialist Knowledge - We understand the unique risks facing freight operators
• Comprehensive Coverage - Multiple insurance products designed to work together
• Competitive Pricing - Tailored quotes based on your specific venue and operations
• Expert Support - Dedicated team available when you need us most
• Quick Claims - Fast response when incidents occur
• FCA Regulated - Authorized and regulated by the Financial Conduct Authority