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INSURANCE FOR MEDICAL & CLINICAL OFFICE BUILDINGS
CLINICAL RISK EXPOSURE
PATIENT LIABILITY COVER
SPECIALIST EQUIPMENT PROTECTION
REGULATORY COMPLIANCE SUPPORT
Tailored Cover for Medical & Clinical Environments
Medical offices and clinical buildings present unique risks due to patient footfall, regulated environments, specialist medical equipment, infection control standards, and clinical waste handling. Our policies protect building owners, landlords, and healthcare tenants from specialist risks.
What This Insurance Covers
- Fire, water & structural damage in medical premises
- Damage to specialist medical or diagnostic equipment
- Increased liability due to patient access & treatment areas
- Clinical waste, infection control & hygiene risks
- Business interruption affecting healthcare services
- Lift, HVAC & electrical failures impacting clinical function
- Public, Product & Employers’ Liability cover
FREQUENTLY ASKED QUESTIONS
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Do medical office buildings need specialist insurance?
Yes. Risks such as patient access, treatment environments, and specialist equipment require tailored cover.
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Is medical equipment covered under property insurance?
Yes, but specialist equipment often requires higher limits and specific policy extensions.
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Are clinical risks included for landlords?
Yes. Policies can include liability exposure for clinical tenants and patient-facing areas depending on lease responsibility.