My Account
We compare quotes from leading insurers
INSURANCE FOR FACILITIES MANAGEMENT COMPANIES
PUBLIC & EMPLOYERS’ LIABILITY
PROPERTY DAMAGE RESPONSIBILITIES
CONTRACT WORKS & MAINTENANCE COVER
RISK MANAGEMENT SUPPORT
Specialist Cover for Office Building FM Providers
Facilities management companies carry responsibility for maintenance, cleaning, repairs, fire safety, electrical testing, site security, and contractor oversight. Our specialist cover protects FM teams from liability, property damage exposure, and operational risks across multi-tenant office buildings.
What Facilities Management Insurance Covers
- Liability for maintenance activities and repairs
- Office building fire, electrical, and structural risk
- Damage caused by contractors working under your control
- Cleaning, security, and site handling risks
- Lift and equipment servicing liabilities
- Public & Employers’ Liability cover
- Property damage resulting from FM operations
FREQUENTLY ASKED QUESTIONS
+-
Do FM companies need liability insurance for office buildings?
+-
Does this insurance cover subcontractors?
+-
Is Employers’ Liability mandatory for FM firms?
Related Office Block Guides
Follow the most useful office-block pages for FM oversight, contractors, compliance duties and core plant/system responsibilities.
Building Systems
Oversight & Tenants
Office block insurance review points
Office block cover should reflect the building's reinstatement value, tenant mix, occupation pattern, services, contractors and the way shared areas are managed.
For facilities management enquiries, the strongest quote presentation usually combines the immediate cover request with wider risk information, contract obligations and evidence of controls.
Building and tenant profile
- Multi-tenant, serviced, medical, call-centre, technology or public-sector occupation
- Lift, HVAC, glazing, server-room, solar, roof and building-management-system exposures
- Unoccupied areas, high-risk tenants, maintenance contracts and facilities management
Cover areas to compare
- Buildings, landlord contents, property owners' liability and loss of rent
- Escape of water, fire, glass, engineering inspection and machinery-related cover
- Service-charge disputes, contractors on site, compliance and reinstatement-cost adequacy
Renewal evidence
- Rebuild valuation, occupancy schedule, lease obligations and service contracts
- Fire, asbestos, electrical, lift, water and health-and-safety documentation
- Claims history, planned works, tenant changes and unoccupied-period controls